2843 Smith Flat School Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 2843 Smith Flat School Rd, Placerville, CA 95667 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 1992
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jul 2021)
Tax Bill	$4,877 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`048-260-020-000`

Property Details

APN / Parcel Number

Primary APN	`048-260-020-000`
Alternative APN	`0482602010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Construction Type	Wood
Lot Area	27,007 sqft (0.619 acres)
Patio Area	1,922 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	0482602010
Street Address	2843 SMITH FLAT SCHOOL RD
City	PLACERVILLE
State	CA
Zip	95667-5039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RS 32/117/1
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	4
Census Block	4000
Census Tract	31100

Owner

Source: El Dorado County records · APN 048-260-020-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2843 SMITH FLT, PLACERVILLE, CA 95667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 28, 2020	Quit Claim Deed, Transfer AMROCK INC
Sep 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 01, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 01, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Sep 28, 2020
Deed Document Number	2021-0047417
Record Updated	Jun 07, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 21, 2021
Property Address	2843 SMITH FLAT SCHOOL RD, PLACERVILLE, CA 95667-5039
Document Number	0000047417
Instrument Date	Jul 16, 2021
Instrument	2021-0047417
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2843 SMITH FLAT SCHOOL RD, PLACERVILLE, CA 95667-5039

Mortgage

Document Number	0000047418
Date	Jul 21, 2021
Instrument	2021-0047418

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 28, 2020
Property Address	2843 SMITH FLAT SCHOOL RD, PLACERVILLE, CA 95667-5039
Document Number	0000053485
Instrument Date	May 19, 2020
Instrument	53485
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2843 SMITH FLAT SCHOOL RD PLACERVILLE CA 956675039, PLACERVILLE, CA 95667-5039

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Sep 28, 2020
Property Address	2843 SMITH FLAT SCHOOL RD, PLACERVILLE, CA 95667-5039
Document Number	0000053483
Instrument Date	May 19, 2020
Instrument	2020-0053483
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2843 SMITH FLAT SCHOOL RD, PLACERVILLE, CA 95667-5039

Mortgage

Document Number	0000053484
Date	Sep 28, 2020
Instrument	2020-0053484

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jun 01, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2843 SMITH FLAT SCHOOL RD, PLACERVILLE, CA 95667-5039
Document Number	0000039952
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2843 SMITH FLAT SCHOOL RD PLACERVILLE CA 956675039, PLACERVILLE, CA 95667-5039

Mortgage

Document Number	0000039952
Date	Sep 12, 2017
Instrument	39952

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SACRAMENTO, CA 95825

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 01, 2017
Property Address	2843 SMITH FLAT SCHOOL RD, PLACERVILLE, CA 95667-5039
Document Number	0000038306
Instrument Date	Jun 26, 2017
Instrument	38306
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2843 SMITH FLAT SCHOOL RD PLACERVILLE CA 956675039, PLACERVILLE, CA 95667-5039

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 01, 2017
Property Address	2843 SMITH FLAT SCHOOL RD, PLACERVILLE, CA 95667-5039
Document Number	0000038307
Instrument Date	Jun 26, 2017
Instrument	38307
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2843 SMITH FLAT SCHOOL RD PLACERVILLE CA 956675039, PLACERVILLE, CA 95667-5039

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2843 SMITH FLAT SCHOOL RD, PLACERVILLE, CA 95667-5039
Document Number	0000025356
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2843 SMITH FLAT SCHOOL RD PLACERVILLE CA 956675039, PLACERVILLE, CA 95667-5039

Mortgage

Document Number	0000025356
Date	Jun 22, 2017
Instrument	25356

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SACRAMENTO, CA 95825

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,877.00 (+3.41%) Homeowner's exemption	$466,930 (+4.04%) Land $106,120 Building $360,810
2023	$4,716.00 (+1.14%) Homeowner's exemption	$448,800 Land $102,000 Building $346,800
2022	$4,663.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170311004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Very High above 91% of the US · above 73% of California
Wildfire Likelihood	About 1 in 96 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Cal.net	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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