2843 Electric Ave, Port Huron, MI 48060 Property Records

St. Clair County property record for 2843 Electric Ave, Port Huron, MI 48060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 958 sqft · built 1940
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Jun 2020)
Tax Bill$2,859 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN74-06-588-0032-000

Property Details

APN / Parcel Number

Primary APN74-06-588-0032-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area958 sqft Living Area
1st Floor Area776 sqft
Basement Area776 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area6,273 sqft (0.144 acres)
Lot Depth126 ft Depth
Garage Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2843 ELECTRIC AVE
CityPORT HURON
StateMI
Zip48060-6521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 37 BLK 1 RICHLAND SUBDIVISION OF A PART OF OUTLOT C AVERY FARM PLAT
Legal SubdivisionRICHLAND SUBDIVISION
Legal Block1
Legal Lot Number37C
Legal Unit37,C
JurisdictionSAINT CLAIR MI
Township / Civil DivisionPORT HURON
Census Block Group4
Census Block4008
Census Tract620000

Owner

2843 Electric Ave is owned and occupied by an individual who bought it in June 2020.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address2843 ELECTRIC AVE, PORT HURON, MI 48060-6521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 20, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 9, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 12, 2020Deed of Trust, Mortgage · FHA Mortgage
BM R/E SVCS
Jun 23, 2020Warranty Deed, Transfer · FHA Mortgage
BM R/E SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2020 · Amount on File
Deed SaleJun 23, 2020 · Amount on File
Prior SaleJan 5, 2005 · Amount on File
Deed Document Number202014002
Deed Book / Page5203 / 91
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address2843 ELECTRIC AVE, PORT HURON, MI 48060-6521
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2843 ELECTRIC AVE, PORT HURON, MI 48060-6521
InvestorPossibly a Property Investor

Mortgage

Document Number0005372354
DateMay 28, 2021
Book Page5372/354
Instrument2021016102
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address2843 ELECTRIC AVE, PORT HURON, MI 48060-6521
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2843 ELECTRIC AVE, PORT HURON, MI 48060-6521
InvestorPossibly a Property Investor

Mortgage

Document Number0005523803
DateMay 20, 2022
Book Page5523/803
Instrument2022012605
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term347 Months
DueApr 1, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address2843 ELECTRIC AVE, PORT HURON, MI 48060-6521
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2843 ELECTRIC AVE, PORT HURON, MI 48060-6521
InvestorPossibly a Property Investor

Mortgage

Document Number0005536838
DateJun 28, 2022
Book Page5536/838
Instrument2022015652
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term346 Months
DueApr 1, 2051

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address2843 ELECTRIC AVE, PORT HURON, MI 48060-6521
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2843 ELECTRIC AVE, PORT HURON, MI 48060-6521
InvestorPossibly a Property Investor

Mortgage

Document Number0005803233
DateApr 9, 2025
Book Page5803/233
Instrument2025006444
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address6101 CONDOR DR # 200, MOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term312 Months
DueApr 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address2843 ELECTRIC AVE, PORT HURON, MI 48060-6521
Document Number0051990317
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedJul 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2843 ELECTRIC AVE PORT HURON MI 480606521, PORT HURON, MI 48060-6521

Mortgage

Document Number0051990317
DateJun 15, 2020
Book Page005199/000317
Lender
NameBM R/E SVCS
AddressCALABASAS, CA 91302
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 14, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJun 23, 2020
Property Address2843 ELECTRIC AVE, PORT HURON, MI 48060-6521
Document Number0052030091
Book / Page005203 / 000091
Instrument DateJun 11, 2020
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$989.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2827 E RICK DR PORT HURON MI 480606515, PORT HURON, MI 48060-6515

Mortgage

Document Number51990317
DateJun 23, 2020
Book Page005199/000317
Lender
NameBM R/E SVCS
AddressCALABASAS, CA 91302
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2843 Electric Ave was $2,859 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalityPort Huron City
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$75,100 (+3.3%)$150,200
2025$2,859.00 (+2.66%) Homeowner's exemption$72,700
2024$2,785.00$145,400
2023$64,600
2022$2,417.00$129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2843 Electric Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2843 Electric Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PORT HURON
serves 28,983 people · EPA ID MI0005480
Water SourceSurface water
Last State InspectionNov 2021
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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