28427 Panama St, Warren, MI 48092 Property Records

Macomb County property record for 28427 Panama St, Warren, MI 48092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,184 sqft · built 1960
Lot Size0.187 acres (8,146 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jun 2023)
Tax Bill$6,316 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-13-17-203-045

Property Details

APN / Parcel Number

Primary APN12-13-17-203-045
Alternative APN
  • 1317203045

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,184 sqft Living Area
1st Floor Area1,184 sqft
Basement Area1,184 sqft
Unfinished Basement1,182 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Lot Area8,146 sqft (0.187 acres)
Lot Dimensions143 ft deep x 57 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address28427 PANAMA ST
CityWARREN
StateMI
Zip48092-2338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionKINGSWOOD SUBDIVISION NO. 5" LOT 498 EXC N 11.0 FT L.45 P.27
Legal SubdivisionKINGSWOOD SUBDIVISION
Legal Lot Number498
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group1
Census Block1003
Census Tract262200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28427 PANAMA ST, WARREN, MI 48092-2338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 21, 2019Warranty Deed, Transfer · Conventional with PMI
TEAM ONE CU
Oct 11, 2018Warranty Deed, Transfer
DEVON TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2023 · Amount on Record
Deed SaleJun 8, 2023 · Amount on Record
Prior SaleJun 21, 2019 · Amount on Record
Deed Document Number202350418
Deed Book / Page29161 / 423
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 8, 2023
Property Address28427 PANAMA ST, WARREN, MI 48092-2338
Document Number2300050418
Book / Page29161 / 423
Map ReferenceLB 45 PG 27
Instrument DateJun 1, 2023
Instrument202300050418
Transaction TypeTransfer
Record UpdatedJun 28, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,212.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28427 PANAMA ST, WARREN, MI 48092-2338

Transferred To (Grantee/Buyer)

NameVerified Name
Address28427 PANAMA ST, WARREN, MI 48092-2338
InvestorPossibly a Property Investor

Mortgage

Document Number2300050419
DateJun 8, 2023
Instrument202300050419
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 21, 2019
Property Address28427 PANAMA ST, WARREN, MI 48092-2338
Document Number0000069817
Book / Page026031 / 000205
Instrument DateJun 12, 2019
Instrument69817
Transaction TypeTransfer
Record UpdatedJul 10, 2019
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,668.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1509 PENISTONE ST BIRMINGHAM MI 480097211, BIRMINGHAM, MI 48009-7211

Mortgage

Document Number69024
DateJun 21, 2019
Book Page026027/000208
Instrument69024
Lender
NameTEAM ONE CU
TypeCredit Union
AddressSAGINAW, MI 48607
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 20, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateOct 11, 2018
Property Address28427 PANAMA ST, WARREN, MI 48092-2338
Document Number0000013284
Book / Page025624 / 000958
Instrument DateSep 28, 2018
Instrument13284
Transaction TypeTransfer
Record UpdatedOct 29, 2018
Title CompanyDEVON TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,152.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28427 PANAMA ST WARREN MI 480922338, WARREN, MI 48092-2338

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$130,390 (+32.16%)$260,780 (+32.16%)
2025$6,316.00 (+41.27%)
2023$98,660$197,320
2022$4,471.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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