2842 Gram Dr, Thermal, CA 92274 Property Records

Imperial County property record for 2842 Gram Dr, Thermal, CA 92274

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,565 sqft · built 2007
Lot Size	0.273 acres (11,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2025)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-452-006-000`

Property Details

APN / Parcel Number

Primary APN	`007-452-006-000`
Alternative APNs	`0074520601` `00745206`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,565 sqft Living Area
1st Floor Area	1,565 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	11,909 sqft (0.273 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2842 GRAM DR
City	THERMAL
State	CA
Zip	92274-6473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 13 TRACT 714 FM 8-75
Legal Subdivision	; IN TRACT 714
Legal Tract	714
Legal Block	13
Legal Lot Number	6
Jurisdiction	IMPERIAL CA
Township / Civil Division	WEST IMPERIAL
Census Block Group	2
Census Block	2190
Census Tract	12302

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2842 GRAM DR, THERMAL, CA 92274-6473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 17, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 23, 2025	Grant Deed, Transfer · Conventional Mortgage EQUITY SMART HOME LOANS INC
Oct 8, 2012	Deed of Trust, Mortgage · Conventional with PMI MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Sep 9, 2008 · Amount on Record
Deed Document Number	202520007
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2842 GRAM DR, THERMAL, CA 92274-6473
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2842 GRAM AVENUE, SALTON CITY, CA 92275

Mortgage

Document Number	0000015069
Date	Sep 29, 2023
Instrument	2023015069

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Dec 1, 2052

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2842 GRAM DR, THERMAL, CA 92274-6473
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2842 GRAM DR, THERMAL, CA 92274-6473

Mortgage

Document Number	0000010703
Date	Jul 17, 2025
Instrument	2025010703

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Dec 1, 2052

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Dec 23, 2025
Property Address	2842 GRAM DR, THERMAL, CA 92274-6473
Document Number	0000020007
Map Reference	MB 8 PG 75
Instrument Date	Oct 29, 2025
Instrument	2025020007
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2842 GRAM DR, THERMAL, CA 92274-6473

Mortgage

Document Number	0000020008
Date	Dec 23, 2025
Instrument	2025020008

Lender

Name	EQUITY SMART HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2842 GRAM DR, THERMAL, CA 92274-6473
Document Number	0000016980
Instrument Date	Oct 8, 2012
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 NW GRAND BLVD OKLAHOMA CITY OK 731186037, OKLAHOMA CITY, OK 73118-6037

Mortgage

Document Number	0000016980
Date	Sep 22, 2020
Instrument	16980

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$274,000 (+39.08%) Land $15,000 Building $259,000
2025	$2,593.00 (+3.51%)	$197,011 (+4.04%) Land $18,381 Building $178,630
2023	$2,505.00 (-0.79%)	$189,363 Land $17,668 Building $171,695
2022	$2,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	27 (1978–1985)
Most Recent Claim	Mar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Frontier DSL	90 / 5

May also be available: Zito Media.

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