28410 Laurel Cir, Valley, NE 68064 Property Records

Douglas County property record for 28410 Laurel Cir, Valley, NE 68064

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,945 sqft · built 2021
Lot Size	0.278 acres (12,140 sqft)
Owner	2 Trust Names on File
Last Sale	$1,100,000 (Oct 2023)
Tax Bill	$16,422 (2024)
Deeds & Mortgages	Oct 2023 Sale Mar 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`R1040430098`

Property Details

APN / Parcel Number

Primary APN	`R1040430098`
Alternative APNs	`4043 0098 10` `1040430098`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,945 sqft Living Area
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2021
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,140 sqft (0.278 acres)
Garage Type	Built-in
Garage Area	1,305 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	51 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Location & Zoning

Account Number	R1040430098
Street Address	28410 LAUREL CIR
City	VALLEY
State	NE
Zip	68064-1670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLATWATER LAKE DEVELOPMENT 2ND ADD LOT 66 BLOCK 0 LOT 66 12,140 SQ FT
Legal Subdivision	FLATWATER LAKE DEVELOPMENT 2ND ADD
Legal Lot Number	66
Jurisdiction	DOUGLAS NE
Township / Civil Division	PLATTE VALLEY
Census Block Group	1
Census Block	1012
Census Tract	7504

Owner

28410 Laurel Cir is held in a trust since October 2023.

Source: Douglas County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	16406 LEAVENWORTH CIR, OMAHA, NE 68118-2720
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer TRUSTWORTHY LAND TITLE LLC, TRUSTWORTHY T&E LLC
Mar 1, 2022	Warranty Deed, Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES
Mar 25, 2021	Correction Deed · Construction Mortgage COBALT CU
Feb 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Mar 1, 2022 · Amount on File
Deed Document Number	0202377528
Deed Book / Page	2023 / 77528
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 13, 2023
Property Address	28410 LAUREL CIR, VALLEY, NE 68064-1670
Document Number	0000077528
Instrument Date	Oct 3, 2023
Instrument	2023077528
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	TRUSTWORTHY LAND TITLE LLC, TRUSTWORTHY T&E LLC

Transaction

Amount	Amount on Record
Tax	$2,475.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	28410 LAUREL CIR, VALLEY, NE 68064-1670

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Mar 1, 2022
Property Address	28410 LAUREL CIR, VALLEY, NE 68064-1670
Document Number	0000021314
Instrument Date	Feb 22, 2022
Instrument	2022021314
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$2,848.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

March 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	DOUGLAS NE
Recording Date	Mar 25, 2021
Property Address	28410 LAUREL CIR, VALLEY, NE 68064-1670
Document Number	0000038933
Instrument Date	Mar 6, 2021
Instrument	2021038933
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038935
Date	Mar 25, 2021
Instrument	2021038935

Lender

Name	COBALT CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Feb 4, 2021
Property Address	28410 LAUREL CIR, VALLEY, NE 68064-1670
Document Number	0000015659
Instrument Date	Jan 13, 2021
Instrument	2021015659
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount on Record
Tax	$427.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Valley City
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,215,200 Land $195,000 Building $1,020,200	$1,215,200 Land $195,000 Building $1,020,200
2024	$16,422.00 (-10.5%)
2023	$18,348.00 (+5.48%)	$1,144,600 (+16.71%) Land $195,000 Building $949,600	$1,144,600 (+16.71%) Land $195,000 Building $949,600
2022	$17,395.00	$980,700 Land $195,000 Building $785,700	$980,700 Land $195,000 Building $785,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28410 Laurel Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	179 units insured incl. 12 condo units
Nearby Flood Claims	128 (1978–2024)
Claims Outside the SFHA	3 of 128
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28410 Laurel Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 71% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALLEY serves 3,294 people · EPA ID NE3105518
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Nextlink.

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