Benton County property record for 28408 Panorama Rd, Warsaw, MO 65355
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1989 |
| Lot Size | 0.207 acres (9,024 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,127 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 133005001004028000 |
| Primary APN | 133005001004028000 |
|---|
| Building Area | 1,040 sqft Base Area |
|---|---|
| Flooring | Carpet |
| Year Built | Built 1989 |
|---|---|
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,024 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75.2 ft wide |
| Street Address | 28408 PANORAMA RD |
|---|---|
| City | WARSAW |
| State | MO |
| Zip | 65355-5577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 6, PT L 5, BLK. 3, 6TH ADD. TEAL BEND |
| Legal Block | 3 |
| Legal Lot Number | 6-5 |
| Jurisdiction | BENTON MO |
| Township / Civil Division | TOM |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 460702 |
28408 Panorama Rd is owned by an individual who acquired it in May 2022.
Source: Benton County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 28515 PANORAMA RD, WARSAW, MO 65355-5580 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2019 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 |
| Deed Sale | May 12, 2022 |
| Deed Document Number | 20222561 |
| Deed Book / Page | 2022 / 2561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MO |
| Property Address | 28515 PANORAMA RD, WARSAW, MO 65355-5580 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 28515 PANORAMA RD, WARSAW, MO 65355-5580 |
| Document Number | 00659/2720 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 659/2720 |
| Instrument | 19-4381 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | IONIA, MO 65335 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MO |
| Property Address | 28515 PANORAMA RD, WARSAW, MO 65355-5580 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 28515 PANORAMA RD, WARSAW, MO 65355-5580 |
| Document Number | 02022/3002 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 2022/3002 |
| Instrument | 20223002 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | IONIA, MO 65335 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 28408 Panorama Rd was $1,127.
Source: Benton County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Benton County |
| Unified School District | Warsaw R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,127.00 | $22,200 | $116,830 Land $8,130 Building $108,700 |
| 2023 | $19,900 | $104,737 | |
| 2022 | $1,004.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28408 Panorama Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28408 Panorama Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRY COUNTY PWSD 3 serves 2,993 people · EPA ID MO1021117 |
|---|---|
| Water Source | Purchased surface water from HENRY COUNTY WATER COMPANY |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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