Montgomery County property record for 28406 Ryans Ridge Ln, Spring, TX 77386
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,191 sqft · built 2007 |
| Lot Size | 0.203 acres (8,860 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $498,800 (Oct 2021) |
| Tax Bill | $9,980 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 9014-07-04600 |
| Primary APN | 9014-07-04600 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,191 sqft Living Area |
| Gross Area | 3,719 sqft |
| 1st Floor Area | 2,231 sqft |
| 2nd Floor Area | 960 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,860 sqft (0.203 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 365 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 28406 RYANS RIDGE LN |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77386-3180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S901407 - SPRING TRAILS 07, BLOCK 1, LOT 46 |
| Legal Subdivision | SPRING TRAILS 07 |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 692009 |
Source: Montgomery County assessment roll, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 28406 RYANS RIDGE LN, SPRING, TX 77386-3180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 25, 2018 | Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on Record |
| Deed Sale | Oct 13, 2021 · Amount on Record |
| Prior Sale | Apr 25, 2018 · Amount on Record |
| Deed Document Number | 2021142425 |
| Prior Transfer Date | Oct 8, 2021 |
| Prior Transfer Doc | 0000142425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Oct 13, 2021 |
| Property Address | 28406 RYANS RIDGE LN, SPRING, TX 77386-3180 |
| Document Number | 0000142425 |
| Map Reference | CAB Y SH 31&32 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021142425 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28406 RYANS RIDGE LN, SPRING, TX 77386-3180 |
| Document Number | 0000142426 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021142426 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Apr 25, 2018 |
| Property Address | 28406 RYANS RIDGE LN, SPRING, TX 77386-3180 |
| Document Number | 0000036856 |
| Map Reference | CAB Y SH31 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 2018036856 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | GREAT AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 28406 RYANS RIDGE LN, SPRING, TX 77386-3180 |
| Document Number | 0000036857 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 2018036857 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Montgomery County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $480,961 (-5.36%) Land $35,440 Building $445,521 | $480,961 (-7.73%) Land $35,440 Building $445,521 | |
| 2024 | $9,980.00 (-12.72%) Homeowner's exemption | $508,200 (+1%) Land $35,440 Building $485,797 | $521,237 (+3.05%) Land $35,440 Building $485,797 |
| 2023 | $11,434.00 Homeowner's exemption | $462,000 Land $35,440 Building $470,350 | $505,790 Land $35,440 Building $470,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 373 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 373 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 94 serves 5,184 people · EPA ID TX1700716 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum, Verizon.
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