28405 Mission Cutoff, Merrifield, MN 56465 Property Records

Crow Wing County property record for 28405 Mission Cutoff, Merrifield, MN 56465

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1999
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (May 2001)
Tax Bill	$1,472 (2026)
Deeds & Mortgages	Jan 2026 Reverse Mortgage
Flood Zone	Zone A (high risk)
APN	`770274101CB0009`

Property Details

APN / Parcel Number

Primary APN	`770274101CB0009`
Alternative APNs	`77270530` `81611`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,961 sqft (2.18 acres)
View / Lot	Waterfront / Beach
Garage Area	1,408 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	81611
Street Address	28405 MISSION CUTOFF
City	MERRIFIELD
State	MN
Zip	56465-4084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF GOV. LOT 1 DESCRIBED AS FOLLOWS; COMM. AT THE SE CORNER OF SAID GOV. LOT 1, THEN N. 2 DEG 13 MIN 39 SEC W, ASSUM
Legal Range	27W
Legal Township	136
Legal Section	27
Legal Lot Number	1
Jurisdiction	CROW WING MN
Township / Civil Division	MISSION
Census Block Group	1
Census Block	1020
Census Tract	950502

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28405 MISSION CUTOFF, MERRIFIELD, MN 56465-4084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2001 · Amount on Record
Deed Sale	May 1, 2001 · Amount on Record
Prior Sale	Apr 1, 1996 · Amount on Record
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	28405 MISSION CUTOFF, MERRIFIELD, MN 56465-4084
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28405 MISSION CUTOFF, MERRIFIELD, MN 56465-4084

Mortgage

Document Number	0000284590
Date	Jan 28, 2026
Instrument	284590

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	861 Months
Due	Sep 30, 2097

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
County Subdivision	Mission Township
Unified School District	Crosby-Ironton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,472.00 (-11%) Homeowner's exemption	$342,000 (-3.55%) Land $178,800 Building $163,200	$342,000 (-3.55%) Land $178,800 Building $163,200
2025		$354,600 (-7.7%) Land $183,800 Building $170,800	$354,600 (-7.7%) Land $183,800 Building $170,800
2023	$1,654.00 Homeowner's exemption	$384,200 Land $217,000 Building $167,200	$384,200 Land $217,000 Building $167,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mission Cutoff

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