DeSoto County property record for 2840 W Oak Grove Rd, Hernando, MS 38632
| Property Type | Other |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-5-15-00-0-00004-03 |
| Primary APN | 3-08-5-15-00-0-00004-03 |
|---|
| Lot Area | 435,600 sqft (10 acres) |
|---|
| Street Address | 2840 W OAK GROVE RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8144 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Local Zoning Code | A |
| Legal Description | PT SW1/4 SW1/4 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 15 |
| Legal Subdivision | JONES |
| Legal Lot Number | 4 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 71123 |
Source: DeSoto County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 364, HERNANDO, MS 38632-0364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000204159 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2840 W OAK GROVE RD, HERNANDO, MS 38632-8144 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004946/662 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 4946/662 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Address | WEST HELENA, AR 72390 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 12, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2025 | Additional exemption filed |
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 44% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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