2840 S Jay St, Denver, CO 80227 Property Records

Denver City property record for 2840 S Jay St, Denver, CO 80227

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,309 sqft · built 1963
Lot Size0.246 acres (10,700 sqft)
OwnerIndividual Name on Record
Last Sale$226,000 (Aug 2000)
Tax Bill$3,184 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
Mar 2022 Line of Credit
+ 4 more
APN04362-06-023-000

Property Details

APN / Parcel Number

Primary APN04362-06-023-000
Alternative APNs
  • 690436206023
  • 161021120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,309 sqft Living Area
1st Floor Area1,309 sqft
Basement Area570 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleTri-Level
Exterior MaterialCombination
Construction TypeFrame
Lot Area10,700 sqft (0.246 acres)
Garage TypeAttached
Garage Area488 sqft
Patio Area206 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2840 S JAY ST
CityDENVER
StateCO
Zip80227-3802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS-SU-F
Legal DescriptionL 23 BLK 16 BEAR VALLEY SUB
Legal SubdivisionBEAR VALLEY SUB
Legal Block16
Legal Lot Number23
JurisdictionDENVER CO
Township / Civil DivisionDENVER
Census Block Group1
Census Block1016
Census Tract11902

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2840 S JAY ST, DENVER, CO 80227-3802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Mar 16, 2022Deed of Trust, Mortgage · Line of Credit
BELLCO CU
May 11, 2021Deed of Trust, Mortgage · Line of Credit
BELLCO CU
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Nov 1, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Feb 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
BBVA USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2000 · Amount on Record
Deed SaleAug 3, 2000 · Amount on Record
Deed Document Number2000110803
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address2840 S JAY ST, DENVER, CO 80227-3802
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017681
DateMar 3, 2023
Instrument2023017681
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMar 3, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address2840 S JAY ST, DENVER, CO 80227-3802
Transaction TypeMortgage
Record UpdatedMar 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036051
DateMar 16, 2022
Instrument2022036051
Lender
NameBELLCO CU
TypeCredit Union
AddressENGLEWOOD, CO 80111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 11, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address2840 S JAY ST, DENVER, CO 80227-3802
Transaction TypeMortgage
Record UpdatedMay 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090175
DateMay 11, 2021
Instrument2021090175
Lender
NameBELLCO CU
TypeCredit Union
AddressENGLEWOOD, CO 80111
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address2840 S JAY ST, DENVER, CO 80227-3802
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyCANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2840 S JAY ST, DENVER, CO 80227-3802

Mortgage

Document Number0000033020
DateFeb 23, 2021
Instrument2021033020
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
AddressMESA, AZ 85203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address2840 S JAY ST, DENVER, CO 80227-3802
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLENDERLIVE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000143815
DateNov 1, 2017
Instrument2017143815
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueOct 24, 2037

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address2840 S JAY ST, DENVER, CO 80227-3802
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018963
DateFeb 11, 2020
Instrument2020018963
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35233
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateColorado
County / MunicipalityDenver City
Unified School DistrictDenver County School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,184.00 (+9.12%)$41,630 (+10.54%) Land $9,620 Building $9,620$590,400 (-4.33%) Land $136,400 Building $454,000
2023$2,918.00 (+24.12%)$37,660 (+22.95%) Land $5,450 Building $32,210$617,100 (+40.03%) Land $136,400 Building $480,700
2022$30,630 Land $9,480 Building $21,150$440,700 Land $136,400 Building $304,300
2021$2,351.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimAug 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER BOARD
serves 1,287,000 people · EPA ID CO0116001
Water SourceSurface water
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting33
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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