2840 Royal Park Dr, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 2840 Royal Park Dr, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,324 sqft · built 1978
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Company Names on Record
Last Sale	$699,000 (Sep 2023)
Tax Bill	$7,950 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2023 Sale + 3 more
Flood Zone	Zone A (high risk)
APN	`116-071-009-000`

Property Details

APN / Parcel Number

Primary APN	`116-071-009-000`
Alternative APNs	`11607109100` `1160710910`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,324 sqft Living Area
1st Floor Area	2,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	23,522 sqft (0.54 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2840 ROYAL PARK DR
City	CAMERON PARK
State	CA
Zip	95682-9215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20K
Legal Description	L 34 ROYAL HGHLND 1
Legal Subdivision	ROYAL HGHLND 1
Legal Lot Number	34
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3004
Census Tract	30810

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2840 ROYAL PARK DR, CAMERON PARK, CA 95682-9215
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Sep 28, 2023	Grant Deed, Transfer NOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Feb 29, 2016 · Amount on Record
Deed Document Number	202327253
Prior Transfer Date	Aug 18, 2016
Prior Transfer Doc	0000039620
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2840 ROYAL PARK DR, CAMERON PARK, CA 95682-9215
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 ROYAL PARK DR, CAMERON PARK, CA 95682-9215

Mortgage

Document Number	0000030962
Date	Nov 1, 2023
Instrument	2023-0030962

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95828

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 28, 2023
Property Address	2840 ROYAL PARK DR, CAMERON PARK, CA 95682-9215
Document Number	0000027253
Map Reference	MB E PG 14
Instrument Date	Sep 13, 2023
Instrument	2023-0027253
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	NOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2840 ROYAL PARK DR, CAMERON PARK, CA 95682-9215

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2840 ROYAL PARK DR, CAMERON PARK, CA 95682-9215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050012
Date	Nov 21, 2019
Instrument	2019-0050012

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 14, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2840 ROYAL PARK DR, CAMERON PARK, CA 95682-9215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017684
Date	Apr 20, 2020
Instrument	2020-0017684

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2840 ROYAL PARK DR, CAMERON PARK, CA 95682-9215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 ROYAL PARK DR, CAMERON PARK, CA 95682-9215

Mortgage

Document Number	0000065124
Date	Nov 12, 2020
Instrument	2020-0065124

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Rescue Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$752,739 (+2%) Land $197,676 Building $555,063
2025	$7,950.00 (+27.77%) Homeowner's exemption	$737,980 (+29.2%) Land $193,800 Building $544,180
2023	$6,222.00 (+1.34%)	$571,185 Land $164,983 Building $406,202
2022	$6,140.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2019–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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