2840 Ridge Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 2840 Ridge Rd, Windsor Mill, MD 21244

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,400 sqft · built 2020
Lot Size1.83 acres (79,715 sqft)
Owner2 Individual Names on Record
Last Sale$644,000 (Jan 2024)
Tax Bill$6,238 (2024)
Deeds & MortgagesMar 2022 Mortgage
Jan 2024 Sale & Mortgage
+ 2 more
APN02-0207460011

Property Details

APN / Parcel Number

Primary APN02-0207460011
Alternative APNs
  • 20207460011
  • 0207460011

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,400 sqft Living Area
Gross Area4,800 sqft
1st Floor Area1,760 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area79,715 sqft (1.83 acres)
Lot Dimensions649 ft deep x 112 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area347 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number0207460011
Street Address2840 RIDGE RD
CityWINDSOR MILL
StateMD
Zip21244-1042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.83 AC
Legal Block1
JurisdictionBALTIMORE MD
Township / Civil Division2
Census Block Group1
Census Block1000
Census Tract402202

Owner

Source: Baltimore County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2840 RIDGE RD, WINDSOR MILL, MD 21244-1042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 4, 2024Deed, Transfer · FHA Mortgage
MICHIGAN MUTUAL INC
May 14, 2020Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jan 31, 2018Grant Deed, Transfer
KING TITLE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2024 · Amount on Record
Deed SaleJan 4, 2024 · Amount on Record
Prior SaleMay 14, 2020 · Amount on Record
Deed Document Number2024
Deed Book / Page48671 / 116
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address2840 RIDGE RD, WINDSOR MILL, MD 21244-1042
Transaction TypeMortgage
Record UpdatedJan 16, 2024
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0466170001
DateMar 25, 2022
Book Page46617/1
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueJan 1, 2042

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJan 4, 2024
Property Address2840 RIDGE RD, WINDSOR MILL, MD 21244-1042
Document Number0486710116
Book / Page48671 / 116
Instrument DateDec 7, 2023
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyATG TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2840 RIDDE ROAD, WINDSOR MILL, MD 21244-1042

Mortgage

Document Number0486710124
DateJan 4, 2024
Instrument48671-0124
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateMay 14, 2020
Property Address2840 RIDGE RD, WINDSOR MILL, MD 21244-1042
Document Number0428320429
Book / Page42832 / 429
Instrument DateMar 13, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyTERRAIN TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2840 RIDGE RD, WINDSOR MILL, MD 21244-1042

Mortgage

Document Number0042832434
DateMay 14, 2020
Instrument42832/434
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateJan 31, 2018
Property Address2840 RIDGE RD, WINDSOR MILL, MD 21244-1042
Document Number0398980362
Book / Page039898 / 000362
Instrument DateJan 29, 2018
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyKING TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$35.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5647 CALYN RD CATONSVILLE MD 212281311, CATONSVILLE, MD 21228-1311

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$561,233 (+12.08%)$659,500 (+28.78%) Land $108,300 Building $551,200
2024$6,238.00 (+103.59%)
2023$3,064.00 Homeowner's exemption$500,733$512,100 Land $75,800 Building $436,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1984–2016)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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