Merced County property record for 2840 N Drake Ave, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,795 sqft · built 2016 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Trust Name on File |
| Last Sale | $227,500 (May 2019) |
| Tax Bill | $2,982 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 057-662-011-000 |
| Primary APN | 057-662-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,795 sqft Living Area |
| 1st Floor Area | 1,795 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 82 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 057-662-011 |
|---|---|
| Street Address | 2840 N DRAKE AVE |
| City | MERCED |
| State | CA |
| Zip | 95348-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EL CAPITAN ESTATES PHASE 5 LOT 208 |
| Legal Subdivision | EL CAPITAN ESTATE |
| Legal Lot Number | 208 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 903 |
2840 N Drake Ave is held in a trust since October 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5623 SNOWDON PL, SAN JOSE, CA 95138-2357 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Intrafamily Transfer, Transfer |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Nov 3, 2017 | Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC |
| May 22, 2019 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on File |
| Deed Sale | May 22, 2019 · Amount on File |
| Prior Sale | Nov 10, 2016 · Amount on File |
| Deed Document Number | 201914636 |
| Last Transfer Date | Oct 3, 2021 |
| Transfer Doc | 0000047322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 22, 2021 |
| Property Address | 2840 N DRAKE AVE, MERCED, CA 95348-3618 |
| Document Number | 0000047322 |
| Map Reference | MB 72 PG 1-3 |
| Instrument Date | Oct 3, 2021 |
| Instrument | 2021047322 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3207 BLUE CREEK CT, SAN JOSE, CA 95135-2012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2840 N DRAKE AVE, MERCED, CA 95348-3618 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 3207 BLUE CREEK CT, SAN JOSE, CA 95135-2012 |
| Document Number | 0000006317 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021006317 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2840 N DRAKE AVE, MERCED, CA 95348-3618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000036264 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 2017-036264 |
| Name | AFFINITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 22, 2019 |
| Property Address | 2840 N DRAKE AVE, MERCED, CA 95348-3618 |
| Document Number | 0000014636 |
| Map Reference | MB 72 PG 1-3 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019014636 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3207 BLUE CREEK CT, SAN JOSE, CA 95135-2012 |
| Document Number | 0000014637 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2019014637 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 2840 N Drake Ave was $2,982, up 5.4% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $258,396 (+2%) Land $62,578 Building $195,818 | |
| 2025 | $2,982.00 (+5.45%) | $253,330 Land $61,351 Building $191,979 |
| 2024 | $2,828.00 (+1.33%) | |
| 2023 | $2,791.00 (+1.27%) | $243,495 Land $58,970 Building $184,525 |
| 2022 | $2,756.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2840 N Drake Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 17 (2006–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2840 N Drake Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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