Sumter County property record for 2840 Montgomery St, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,147 sqft · built 1981 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (Apr 2021) |
| Tax Bill | $522 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Oct 2020 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-09-01-004 |
| Primary APN | 206-09-01-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,147 sqft Living Area |
| 1st Floor Area | 2,147 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 316 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 28850 |
|---|---|
| Old Parcel Number | 206 09 01 004 |
| Street Address | 2840 MONTGOMERY ST |
| City | SUMTER |
| State | SC |
| Zip | 29154-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | Z36-240 1 AC - |
| Legal Subdivision | TRACT #4 |
| Legal Tract | 4 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1703 |
2840 Montgomery St is owned and occupied by an individual who bought it in April 2021.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2840 MONTGOMERY ST, SUMTER, SC 29154-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 22, 2020 | Grant Deed, Construction Loan · Construction Mortgage PIC FUND I LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on File |
| Deed Sale | Apr 14, 2021 · Amount on File |
| Prior Sale | Oct 22, 2020 · Amount on File |
| Deed Document Number | 0012834037 |
| Deed Book / Page | 1283 / 4037 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 14, 2021 |
| Property Address | 2840 MONTGOMERY ST, SUMTER, SC 29154-5102 |
| Document Number | 0012834037 |
| Book / Page | 1283 / 4037 |
| Map Reference | MB Z-36 PG 240 |
| Instrument Date | Apr 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $619.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2840 MONTGOMERY ST, SUMTER, SC 29154-5102 |
| Document Number | 0012834041 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 1283/4041 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Oct 22, 2020 |
| Property Address | 2840 MONTGOMERY ST, SUMTER, SC 29154-5102 |
| Document Number | 0012753301 |
| Book / Page | 001275 / 003301 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 4, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $218.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 141 PELHAM DR #F-127 COLUMBIA SC 292090601, F-127, COLUMBIA, SC 29209-0601 |
| Document Number | 12753304 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 001275/003304 |
| Name | PIC FUND I LLC |
|---|---|
| Address | 111 EXECUTIVE CENTER DR # 227, COLUMBIA, SC 29210-8436 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 21, 2021 |
The 2025 property tax bill for 2840 Montgomery St was $522.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $522.00 | $2,750 Land $480 Building $2,270 | $68,700 Land $12,000 Building $56,700 |
| 2023 | $2,610 (-) Land $480 Building $2,130 | $68,700 (-) Land $12,000 Building $56,700 | |
| 2022 | $489.00 | $2,610 Land $480 Building $2,130 | $68,700 Land $12,000 Building $56,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2840 Montgomery St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2015–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2840 Montgomery St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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