2840 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2840 Main St, Morro Bay, CA 93442 · Last verified August 2026

Property Summary

Property TypeResidential
Details3 bd · 4 ba · 2,744 sqft · built 1977
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on File
Last Sale$390,000 (Sep 2010)
Tax Bill$5,507 (2025)
Flood ZoneZone X (minimal risk)
APN068-211-005

Property Details

APN / Parcel Number

Primary APN068-211-005

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,744 sqft Gross Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address2840 MAIN ST
CityMORRO BAY
StateCA
Zip93442-1512
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal DescriptionCY MB OCEAN HTS 1 BL 16 LT 7
Legal SubdivisionOCEAN HEIGHTS 01
Legal Block16
Legal Lot Number7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2013
Census Tract10505

Owner

Source: San Luis Obispo County records · APN 068-211-005

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2300 CLARK VALLEY RD, LOS OSOS, CA 93402-4606
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2010 · Amount on Record
Deed SaleSep 30, 2010 · Amount on Record
Deed Document Number201047825
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$509,636 (+2%) Land $196,013 Building $313,623
2025$5,507.00 (+3.61%)$499,644 (+4.04%) Land $192,170 Building $307,474
2023$5,315.00 (+6.68%)$480,244 Land $184,708 Building $295,536
2022$4,982.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 442 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
Ranch WiFiFixed Wireless (unlicensed)100 / 20

May also be available at this address: Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Main St

Nearby Streets

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