2840 Lake Rd, Ridgeway, SC 29130 Property Records

Kershaw County property record for 2840 Lake Rd, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	1,775 sqft · built 2003
Lot Size	0.03 acres (1,308 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Sep 2012)
Tax Bill	$6,370 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`176-02-06-148`

Property Details

APN / Parcel Number

Primary APN	`176-02-06-148`
Alternative APNs	`0176 02 06 1480` `14554`

Interior

Stories	1 Story
Building Area	1,775 sqft Gross Area
Gross Area	1,446 sqft

Exterior

Year Built	Built 2003
Exterior Material	Vinyl
Lot Area	1,308 sqft (0.03 acres)
Porch	Porch
Porch Area	224 sqft
Deck Area	105 sqft

Location & Zoning

Account Number	14554
Old Parcel Number	0176 02 06 1480
Street Address	2840 LAKE RD
City	RIDGEWAY
State	SC
Zip	29130-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 148
Legal Subdivision	LAKE WATEREE SEC 06
Legal Lot Number	148
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4002
Census Tract	970401

Owner

2840 Lake Rd is owned and occupied by two individuals who acquired it in November 2020.

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2840 LAKE RD, RIDGEWAY, SC 29130-9663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2012 · Amount on File
Deed Sale	Sep 18, 2012 · Amount on File
Deed Document Number	0000006875
Deed Book / Page	002987 / 000189
Last Transfer Date	Nov 25, 2020
Transfer Doc	0000011334
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Nov 25, 2020
Property Address	2840 LAKE RD, RIDGEWAY, SC 29130-9663
Document Number	0000011334
Book / Page	004355 / 000115
Instrument Date	Nov 23, 2020
Instrument	11334
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2840 LAKE RD RIDGEWAY SC 291309663, RIDGEWAY, SC 29130-9663

Mortgage

Document Number	11335
Date	Nov 25, 2020
Book Page	004355/000120
Instrument	11335

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2840 Lake Rd was $6,370.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,370.00	$332,500 Land $193,700 Building $138,800	$332,500
2023	$6,363.00	$332,500 Land $193,700 Building $138,800	$332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2840 Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2840 Lake Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lake Rd

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