El Dorado County property record for 2840 Gabby Ln, Georgetown, CA 95634
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,129 sqft · built 1978 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,500 (Jan 2016) |
| Tax Bill | $3,674 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-441-062-000 |
| Primary APN | 061-441-062-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,129 sqft Living Area |
| 1st Floor Area | 2,129 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 87,120 sqft |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 2,129 sqft |
| Street Address | 2840 GABBY LN |
|---|---|
| City | GEORGETOWN |
| State | CA |
| Zip | 95634-9366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE5 |
| Legal Description | PM 5/33/2 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30605 |
2840 Gabby Ln is owned and occupied by two individuals who bought it in January 2016.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2840 GABBY LN, GEORGETOWN, CA 95634-9366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2016 · Amount on File |
| Deed Sale | Jan 5, 2016 · Amount on File |
| Prior Sale | Oct 22, 2003 · Amount on File |
| Deed Document Number | 2016230 |
| Prior Transfer Date | Jun 17, 2013 |
| Prior Transfer Doc | 0000033190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2840 GABBY LN, GEORGETOWN, CA 95634-9366 |
| Document Number | 0000022176 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/PLACER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2840 GABBY LN GEORGETOWN CA 956349366, GEORGETOWN, CA 95634-9366 |
| Document Number | 0000022176 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 22176 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2050 |
The 2025 property tax bill for 2840 Gabby Ln was $3,674 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $329,027 (+2%) Land $90,556 Building $238,471 | |
| 2025 | $3,674.00 Homeowner's exemption | $322,577 Land $88,781 Building $233,796 |
| 2023 | $3,383.00 (+1.59%) Homeowner's exemption | $310,053 Land $85,335 Building $224,718 |
| 2022 | $3,330.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2840 Gabby Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2840 Gabby Ln is extreme, ranking above 98.1% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.1% of the US · above 89% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile.
5G and 4G LTE (outdoors only)
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