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2840 Flores St, San Mateo, CA 94403 Property Records

San Mateo County property record for 2840 Flores St, San Mateo, CA 94403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,310 sqft · built 1946
Lot Size0.162 acres (7,041 sqft)
Owner2 Company Names on Record
Last Sale$287,500 (Apr 1995)
Tax Bill$7,548 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN039-385-050

Property Details

APN / Parcel Number

Primary APN039-385-050

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,310 sqft Living Area
1st Floor Area1,310 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Lot Area7,041 sqft (0.162 acres)
Lot Dimensions93 ft deep x 63 ft wide
View / LotCorner
Garage Area290 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2840 FLORES ST
CitySAN MATEO
StateCA
Zip94403-2733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR106
Legal DescriptionLOT 12 BLOCK 2 MAP OF KNAPP RESUB RSM 22/29 30 CITY OF SAN MATEO
Legal SubdivisionMAP OF KNAPP RESUB
Legal Block2
Legal Lot Number12
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2000
Census Tract607300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2840 FLORES ST, SAN MATEO, CA 94403-2733
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Aug 10, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 1995 · Amount on Record
Deed SaleApr 21, 1995 · Amount on Record
Deed Document Number199540702
Last Transfer DateAug 4, 2020
Transfer Doc0000078654
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address2840 FLORES ST, SAN MATEO, CA 94403-2733
Document Number0000078655
Instrument DateAug 4, 2020
Transaction TypeMortgage
Record UpdatedSep 4, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2840 FLORES ST SAN MATEO CA 944032733, SAN MATEO, CA 94403-2733

Mortgage

Document Number0000078655
DateAug 10, 2020
Instrument78655
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 9, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateAug 10, 2020
Property Address2840 FLORES ST, SAN MATEO, CA 94403-2733
Document Number0000078654
Instrument DateAug 4, 2020
Instrument78654
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2840 FLORES ST SAN MATEO CA 944032733, SAN MATEO, CA 94403-2733

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$517,462 (+2%) Land $246,271 Building $271,191
2025$7,548.00 (+3.7%) Homeowner's exemption$507,317 (+4.04%) Land $241,443 Building $265,874
2023$7,279.00 (-1.22%) Homeowner's exemption$487,618 Land $232,068 Building $255,550$1,516,590
2022$7,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1998–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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