2840 Encinal Ave, Alameda, CA 94501 Property Records

Alameda County property record for 2840 Encinal Ave, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1910
Lot Size	0.094 acres (4,100 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Aug 2023)
Tax Bill	$17,802 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`69-133-5`

Property Details

APN / Parcel Number

Primary APN	`69-133-5`
Alternative APN	`069-0133-005-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	976 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1915
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,100 sqft (0.094 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2840 ENCINAL AVE
City	ALAMEDA
State	CA
Zip	94501-4765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00005 BLK: AR: 0069 PAGE: 0133
Legal Subdivision	ALAMEDA
Legal Block	75
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	5
Census Block	5002
Census Tract	428200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2840 ENCINAL AVE, ALAMEDA, CA 94501-4765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 25, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Oct 25, 2017 · Amount on File
Deed Document Number	202397867
Prior Transfer Date	Jul 9, 2020
Prior Transfer Doc	0000180268
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 28, 2023
Property Address	2840 ENCINAL AVE, ALAMEDA, CA 94501-4765
Document Number	0000097867
Map Reference	MB 6 PG 1
Instrument Date	Aug 21, 2023
Instrument	2023097867
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2840 ENCINAL AVE, ALAMEDA, CA 94501-4765

Mortgage

Document Number	0000097868
Date	Aug 28, 2023
Instrument	2023097868

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2840 ENCINAL AVE, ALAMEDA, CA 94501-4765
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	OLD REPUBLIC TITLE COMPANY FREMONT, OLD REPUBLIC TTL CO FREMONT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 ENCINAL AVE, ALAMEDA, CA 94501-4765

Mortgage

Document Number	0000022698
Date	Feb 2, 2022
Instrument	2022022698

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 28, 2020
Property Address	2840 ENCINAL AVE, ALAMEDA, CA 94501-4765
Document Number	0000180268
Instrument Date	Jul 9, 2020
Instrument	180268
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2840 ENCINAL AVE ALAMEDA CA 945014765, ALAMEDA, CA 94501-4765

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 25, 2017
Property Address	2840 ENCINAL AVE, ALAMEDA, CA 94501-4765
Document Number	0000235638
Map Reference	MB6 PG1
Instrument Date	Oct 23, 2017
Instrument	2017235638
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2840 ENCINAL AVE, ALAMEDA, CA 94501-4765

Mortgage

Document Number	0000235639
Date	Oct 25, 2017
Instrument	2017235639

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

Mortgage

Document Number	0000235640
Date	Oct 25, 2017
Instrument	2017235640

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	ALAMEDA, CA 94501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,168,000 (-11.92%) Land $352,500 Building $822,500
2025	$17,802.00 (+27.75%) Homeowner's exemption	$1,326,000 (+28.3%) Land $397,800 Building $928,200
2023	$13,935.00 (+2.4%)	$1,033,480 (+2%) Land $310,044 Building $723,436	$1,139,580
2022	$13,609.00	$1,013,218 Land $303,965 Building $709,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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