2840 E Saint Charles Pl, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2840 E Saint Charles Pl, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,230 sqft · built 1880
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$522,000 (Jan 2012)
Tax Bill$16,146 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN040-0005-0128-00

Property Details

APN / Parcel Number

Primary APN040-0005-0128-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,230 sqft Living Area
Gross Area4,656 sqft
1st Floor Area1,804 sqft
2nd Floor Area1,426 sqft
Basement Area1,426 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions137 ft deep x 60 ft wide
Garage Area400 sqft
PorchOpen Frame Porch
Porch Area707 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address2840 E SAINT CHARLES PL
CityCINCINNATI
StateOH
Zip45208-1427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description2840 ST CHARLES PL 60 X 136.98 PT LOT 4 H MORTONS SUB
Legal SubdivisionMORTONS SUB
Legal Lot Number4
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1008
Census Tract5000

Owner

Source: Hamilton County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2840 E SAINT CHARLES PL, CINCINNATI, OH 45208-1427
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 22, 2021Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2012 · Amount on Record
Deed SaleJan 3, 2012 · Amount on Record
Prior SaleJan 3, 2012 · Amount on Record
Deed Document Number2012721
Deed Book / Page11908 / 2168
Last Transfer DateJun 23, 2026
Transfer Doc0000051027
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 25, 2026
Property Address2840 E SAINT CHARLES PL, CINCINNATI, OH 45208-1427
Document Number0000051027
Book / Page15694 / 51
Instrument DateJun 23, 2026
Instrument202651027
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2840 E SAINT CHARLES PL, CINCINNATI, OH 45208-1427

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 22, 2021
Property Address2840 E SAINT CHARLES PL, CINCINNATI, OH 45208-1427
Document Number0000075396
Book / Page14443 / 761
Instrument DateJun 11, 2021
Instrument2021-0075396
Transaction TypeTransfer
Record UpdatedJul 23, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2840 E SAINT CHARLES PL, CINCINNATI, OH 45208-1427

Mortgage

Document Number0000075397
DateJun 22, 2021
Instrument2021-0075397
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,146.00 (+3.14%)$262,500 (-) Land $95,543 Building $166,957$750,000 (-) Land $272,980 Building $477,020
2024$15,655.00 (-2.22%)$262,500 (-) Land $95,543 Building $166,957
2023$16,010.00 (+10.67%)$262,500 (+23.39%) Land $95,543 Building $166,957$750,000 (+23.39%) Land $272,980 Building $477,020
2022$14,466.00 Homeowner's exemption$212,745 Land $69,766 Building $142,979
2020$607,840 Land $199,330 Building $408,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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