2840 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2840 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1952
Square Footage1,114 sqft Living Area
Lot Size6,800 sqft (0.156 acres)
GarageMixed, 420 sqft
OccupancyOwner Occupied
Tax Bill$1,218.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-13-126-022

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,114 sqft Living Area
1st Floor1,114 sqft 1st Floor
Basement Area1,114 sqft Basement
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,800 sqft (0.156 acres)
Depth X Width136 ft x 50 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage
Garage Area420 sqft Garage
Deck Area240 sqft Deck
Patio Area240 sqft Patio
Porch Area93 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2840 E 4TH ST
CityWATERLOO
StateIA
Zip50703-2013
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNORTH WATERLOO PLACE LOT 4 BLK 5
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionNORTH WATERLOO PLACE
Legal Block5
Legal Lot Number4
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2025
Census Tract1702

Owner

Source: Black Hawk County records · APN 8913-13-126-022

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2840 E 4TH ST, WATERLOO, IA 50703-2013
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2017Deed of Trust, Mortgage
VERIDIAN CU
Aug 07, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2840 E 4TH ST, WATERLOO, IA 50703-2013
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyBLACK HAWK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700017512
DateApr 06, 2017
Instrument2017-00017512
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
AmountAmount Recorded
Term180 Months
DueApr 01, 2032

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2840 E 4TH ST, WATERLOO, IA 50703-2013
Transaction TypeMortgage
Record UpdatedSep 04, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000002340
DateAug 07, 2019
Instrument202000002340
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,218.00 Homeowner's exemption$103,760 (+29.51%) Land $9,410 Building $94,350$103,760 (+29.51%) Land $9,410 Building $94,350
2024$1,218.00 (-14.71%)
2023$80,120 (+8.42%) Land $9,410 Building $70,710$80,120 (+8.42%) Land $9,410 Building $70,710
2022$1,428.00 Homeowner's exemption$73,900 Land $9,410 Building $64,490
2021$73,900 Land $9,410 Building $64,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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