2840 Co Rd 220, Middleburg, FL 32068 Property Records

Clay County property record for 2840 Co Rd 220, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1988
Lot Size	4.39 acres (191,228 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Feb 2019)
Tax Bill	$5,109 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-04-25-008176-001-00`

Property Details

APN / Parcel Number

Primary APN	`34-04-25-008176-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	1,980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	191,228 sqft (4.39 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	96 sqft
Utility Building	240 sqft
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2840 COUNTY ROAD 220
City	MIDDLEBURG
State	FL
Zip	32068-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 OF SW1/4 S34T4R25 AS REC OR 4168 PG 1137
Legal Range	25E
Legal Township	04S
Legal Section	34
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30905

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2840 COUNTY ROAD 220, MIDDLEBURG, FL 32068-4206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Feb 26, 2007 · Amount on Record
Deed Document Number	201910272
Deed Book / Page	4168 / 1137
Prior Transfer Date	Sep 7, 2018
Prior Transfer Doc	0041221260
Record Updated	Jun 8, 2026

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 28, 2019
Property Address	2840 COUNTY ROAD 220, MIDDLEBURG, FL 32068-4206
Document Number	0041681137
Book / Page	4168 / 1137
Instrument Date	Feb 22, 2019
Instrument	2019010272
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 FIELDCREST DR, MIDDLEBURG, FL 32068-8240

Mortgage

Document Number	2019010273
Date	Feb 28, 2019
Instrument	2019010273

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

September 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CLAY FL
Recording Date	Sep 11, 2018
Property Address	2840 COUNTY ROAD 220, MIDDLEBURG, FL 32068-4206
Document Number	0041221260
Book / Page	004122 / 001260
Instrument Date	Sep 7, 2018
Instrument	47814
Transaction Type	Transfer
Record Updated	Sep 24, 2018

Transaction

Amount	Amount Recorded
Tax	$1,050.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	2840 COUNTY ROAD 220 MIDDLEBURG FL 320684206, MIDDLEBURG, FL 32068-4206

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,109.00 (+4.71%) Homeowner's exemption	$375,152 (+5.99%)	$610,709 (+30.12%) Land $285,350 Building $325,359
2024	$4,879.00 (-4.31%)
2023	$5,099.00 (-10.12%) Homeowner's exemption	$353,962 (-3.61%)	$469,340 (+27.81%) Land $153,650 Building $315,690
2022	$5,673.00	$367,214 Land $87,800 Building $279,414	$367,214 Land $87,800 Building $279,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	6 (2021–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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