2840 4th St, Orlando, FL 32820 Property Records

Orange County property record for 2840 4th St, Orlando, FL 32820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,037 sqft · built 2003
Lot Size	1.21 acres (53,070 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jun 2003)
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-32-2331-04-010`

Property Details

APN / Parcel Number

Primary APN	`15-22-32-2331-04-010`
Alternative APNs	`322215233104010` `659111` `666865` `672808`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,037 sqft Living Area
Gross Area	2,041 sqft
1st Floor Area	2,037 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	53,070 sqft (1.21 acres)

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	3 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2840 4TH ST
City	ORLANDO
State	FL
Zip	32820-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T-2
Legal Description	EAST ORLANDO ESTATES SECTION B X/122 LOT 401 (LESS S1/2 THER EOF)
Legal Range	32E
Legal Township	22S
Legal Section	15
Legal Subdivision	EAST ORLANDO ESTS SEC B
Legal Tract	2331
Legal Block	4
Legal Lot Number	401
Jurisdiction	ORANGE FL
Township / Civil Division	EAST ORANGE
Census Block Group	2
Census Block	2000
Census Tract	16603

Owner

2840 4th St is owned and occupied by two individuals who bought it in June 2003.

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2840 4TH ST, ORLANDO, FL 32820-1705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2003 · Amount on File
Deed Sale	Jun 18, 2003 · Amount on File
Deed Document Number	2003337903
Deed Book / Page	6960 / 1858
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2840 4TH ST, ORLANDO, FL 32820-1705
Document Number	0000195646
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	LEADING EDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2840 4TH ST ORLANDO FL 328201705, ORLANDO, FL 32820-1705

Mortgage

Document Number	0000195646
Date	Apr 3, 2018
Instrument	195646

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2840 4th St was $1,692, up 9.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,014 (+2.7%)	$390,375 (-1.14%) Land $110,000 Building $280,375
2025	$1,692.00 (+9.44%) Homeowner's exemption	$120,754	$394,895 Land $110,000 Building $284,895
2024	$1,546.00 (+7.51%)
2023	$1,438.00 (+5.58%) Homeowner's exemption	$113,933 (+3%)	$321,766 (+6.32%) Land $70,000 Building $251,766
2022	$1,362.00 Homeowner's exemption	$110,615	$302,631 Land $90,000 Building $212,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2840 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2840 4th St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20