284 Valley Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 284 Valley Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,202 sqft · built 1957
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$34,200 (Aug 1986)
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T29 076`

Property Details

APN / Parcel Number

Primary APN	`T29 076`
Alternative APN	`742050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,202 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	742050
Street Address	284 VALLEY DR
City	TOCCOA
State	GA
Zip	30577-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 29 AGNEW S/D
Legal Subdivision	AGNEW S/D
Legal Lot Number	29
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1013
Census Tract	970302

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	284 VALLEY DR, TOCCOA, GA 30577-6211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Mar 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1986 · Amount on Record
Deed Sale	Aug 1, 1986 · Amount on Record
Deed Book / Page	194 / 426
Last Transfer Date	Mar 25, 2020
Transfer Doc	0012060051
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 22, 2022
Property Address	284 VALLEY DR, TOCCOA, GA 30577-6211
Document Number	0013180316
Book / Page	1318 / 316
Instrument Date	Dec 22, 2022
Instrument	2022-001750
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 VALLEY DR, TOCCOA, GA 30577-6211

Mortgage

Document Number	0001318318
Date	Dec 22, 2022
Instrument	1318/318

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 26, 2020
Property Address	284 VALLEY DR, TOCCOA, GA 30577-6211
Document Number	0012060051
Book / Page	001206 / 000051
Instrument Date	Mar 25, 2020
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 VALLEY DR TOCCOA GA 305776211, TOCCOA, GA 30577-6211

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00 (+39.14%) Homeowner's exemption	$63,847 (+66.33%) Land $2,036 Building $61,811	$159,619 (+66.33%) Land $5,091 Building $154,528
2023	$1,298.00 (+61.24%)	$38,386 (+68.59%) Land $2,036 Building $36,350	$95,966 (+68.59%) Land $5,091 Building $90,875
2022	$805.00	$22,769 Land $2,036 Building $20,733	$56,923 Land $5,091 Building $51,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

Nearby Properties on Valley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures