284 Spring St, Unit 311, Saint Paul, MN 55102 Property Records

Ramsey County property record for 284 Spring St, Unit 311, Saint Paul, MN 55102

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 850 sqft · built 2006
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Aug 2021)
Tax Bill	$3,968 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-28-22-32-0288`

Property Details

APN / Parcel Number

Primary APN	`06-28-22-32-0288`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Lot Area	871 sqft (0.019 acres)
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	284 SPRING ST UNIT 311, 311
City	SAINT PAUL
State	MN
Zip	55102-4483
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CIC NO 621 RIVERFRONT FLATS AT UPPER LAN UNIT NO.311
Legal Range	22
Legal Township	28
Legal Section	06
Legal Quarter	3
Quarter-Quarter Section	2
Legal Subdivision	CIC NO 621 RIVERFRONT FLATS AT
Legal Lot Number	311
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	36000

Owner

284 Spring St, Unit 311 is owned and occupied by an individual who bought it in August 2021.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Mailing Address	284 SPRING ST, SAINT PAUL, MN 55102-4475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage JAY DACEY MORTGAGE TEAM INC
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Feb 23, 2017	Deed of Trust, Mortgage · Conventional with PMI CAMBRIA FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Deed Document Number	T02707995
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 3, 2021
Property Address	284 SPRING ST UNIT 311, 311, SAINT PAUL, MN 55102-4483
Document Number	0T02707995
Instrument Date	Jul 27, 2021
Instrument	T02707995
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 SPRING ST UNIT 311, 311, SAINT PAUL, MN 55102-4483

Mortgage

Document Number	0T02707996
Date	Aug 3, 2021
Instrument	T02707996

Lender

Name	JAY DACEY MORTGAGE TEAM INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 30, 2018
Property Address	284 SPRING ST UNIT 311, 311, SAINT PAUL, MN 55102-4483
Document Number	0002613033
Instrument Date	Apr 25, 2018
Instrument	2613033
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ESQUIRE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 SPRING ST #311 ST PAUL MN 551024483, 311, ST PAUL, MN 55102-4483

Mortgage

Document Number	2613034
Date	Apr 30, 2018
Instrument	2613034

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	284 SPRING ST UNIT 311, 311, SAINT PAUL, MN 55102-4483
Document Number	0002581897
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 SPRING ST #311 ST PAUL MN 551024483, 311, ST PAUL, MN 55102-4483

Mortgage

Document Number	0002581897
Date	Mar 2, 2017
Instrument	2581897

Lender

Name	CAMBRIA FIN'L
Type	Funding / Finance Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,968.00 Homeowner's exemption	$276,000 Land $1,000 Building $275,000	$276,000 Land $1,000 Building $275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 284 Spring St, Unit 311 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	188 units insured incl. 183 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Spring St, Unit 311 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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