St. Johns County property record for 284 Southlake Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 2000 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,900 (Jun 2019) |
| Tax Bill | $3,892 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026442-0490 |
| Primary APN | 026442-0490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,740 sqft |
| 1st Floor Area | 1,300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 42 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 284 SOUTHLAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 39/9-14 SOUTHLAKE UNIT 2B LOT 49 OR4740/673 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 20 |
| Legal Subdivision | SOUTHLAKE UNIT 2-B |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20907 |
Source: St. Johns County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 284 SOUTHLAKE DR, SAINT AUGUSTINE, FL 32092-1042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Jun 13, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Jun 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2019 · Amount on Record |
| Deed Sale | Jun 13, 2019 · Amount on Record |
| Prior Sale | Jun 14, 2011 · Amount on Record |
| Deed Document Number | 201941391 |
| Deed Book / Page | 4740 / 673 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 4, 2026 |
| Property Address | 284 SOUTHLAKE DR, SAINT AUGUSTINE, FL 32092-1042 |
| Document Number | 0000066542 |
| Book / Page | 6414 / 593 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202666542 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 284 SOUTHLAKE DR, SAINT AUGUSTINE, FL 32092-1042 |
| Document Number | 0000066542, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 6414/593 |
| Instrument | 202666542 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 284 SOUTHLAKE DR, SAINT AUGUSTINE, FL 32092-1042 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 284 SOUTHLAKE DR, SAINT AUGUSTINE, FL 32092-1042 |
| Document Number | 0054881667 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 5488/1667 |
| Instrument | 2022014403 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 13, 2019 |
| Property Address | 284 SOUTHLAKE DR, SAINT AUGUSTINE, FL 32092-1042 |
| Document Number | 0047400673 |
| Book / Page | 004740 / 000673 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 41391 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | RIVER CITY TITLE COMPANY, RIVER CTY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,609.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 284 SOUTHLAKE DR ST AUGUSTINE FL 320921042, ST AUGUSTINE, FL 32092-1042 |
| Document Number | 47400675 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 004740/000675 |
| Instrument | 41392 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 284 SOUTHLAKE DR, SAINT AUGUSTINE, FL 32092-1042 |
| Document Number | 0049210705 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 284 SOUTHLAKE DR ST AUGUSTINE FL 320921042, ST AUGUSTINE, FL 32092-1042 |
| Document Number | 0049210705 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 004921/000705 |
| Instrument | 28656 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,393 (-0.68%) Land $80,000 Building $182,393 | $262,393 (-0.68%) Land $80,000 Building $182,393 | |
| 2025 | $3,892.00 (+10.66%) | $264,189 (+1.4%) | $264,189 (+1.4%) Land $80,000 Building $184,189 |
| 2024 | $3,517.00 (+4.49%) | $260,547 (+1.29%) | $260,547 (+1.29%) Land $80,000 Building $180,547 |
| 2023 | $3,366.00 (+2.03%) | $257,228 (-5.48%) | $257,228 (-5.48%) Land $85,000 Building $172,228 |
| 2022 | $3,299.00 | $272,151 | $272,151 Land $78,400 Building $193,751 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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