Transylvania County property record for 284 Seldon Emerson Rd, Cedar Mountain, NC 28718
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,278 sqft · built 1981 |
| Lot Size | 2.37 acres (103,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Oct 1996) |
| Tax Bill | $1,659 (2026) |
| Deeds & Mortgages | Dec 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 9512-87-7496-000 |
| Primary APN | 9512-87-7496-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,278 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 103,237 sqft (2.37 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 20725100 |
|---|---|
| Street Address | 284 SELDON EMERSON RD |
| City | CEDAR MOUNTAIN |
| State | NC |
| Zip | 28718-9123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF 1559 |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | LITTLE RIVER |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960404 |
284 Seldon Emerson Rd is owned and occupied by two individuals who bought it in October 1996.
Source: Transylvania County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 284 SELDON EMERSON RD, CEDAR MOUNTAIN, NC 28718-9123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1996 · Amount on File |
| Deed Sale | Oct 1, 1996 · Amount on File |
| Deed Book / Page | 407 / 473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Dec 27, 2018 |
| Property Address | 284 SELDON EMERSON RD, CEDAR MOUNTAIN, NC 28718-9123 |
| Document Number | 0008660278 |
| Book / Page | 000866 / 000278 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 6555 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 284 SELDON EMERSON RD CEDAR MOUNTAIN NC 287189123, CEDAR MOUNTAIN, NC 28718-9123 |
| Document Number | 8660278 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 000866/000278 |
| Instrument | 6555 |
| Name | NAOMI W GRAY |
|---|---|
| Address | 10 EDWARDS RD, CEDAR MOUNTAIN, NC 28718-0039 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 26, 2019 |
The 2026 property tax bill for 284 Seldon Emerson Rd was $1,659.
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,659.00 | $345,360 Land $45,000 Building $300,360 | $345,360 Land $45,000 Building $300,360 |
| 2023 | $1,340.00 | $203,680 Land $45,000 Building $158,680 | $203,680 Land $45,000 Building $158,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 284 Seldon Emerson Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 Seldon Emerson Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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