Cherokee County property record for 284 S Main St, Rusk, TX 75785
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,888 sqft · built 1920 |
| Lot Size | 0.331 acres (14,397 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,700 (Feb 2022) |
| Tax Bill | $6,809 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115000002600003C00 |
| Primary APN | 115000002600003C00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| Gross Area | 5,052 sqft |
| 1st Floor Area | 1,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,397 sqft (0.331 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 422 sqft |
| Deck Area | 422 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 115000-00260-0003C00 |
|---|---|
| Street Address | 284 S MAIN ST |
| City | RUSK |
| State | TX |
| Zip | 75785-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3C BLK 26 RUSK |
| Legal Subdivision | THE ORIGINAL TOWN OF RUSK |
| Legal Block | 26 |
| Legal Lot Number | 3C |
| Jurisdiction | CHEROKEE TX |
| Township / Civil Division | RUSK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950900 |
284 S Main St is owned by an individual who bought it in February 2022.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2231, GRAPEVINE, TX 76099-2231 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 6, 2019 | Deed of Trust, Mortgage · Line of Credit AUSTIN BANK |
| Jun 17, 2025 | Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 23, 2022 | Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 6, 2019 | Deed of Trust, Mortgage · Line of Credit AUSTIN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2022 · Amount on File |
| Deed Sale | Feb 23, 2022 · Amount on File |
| Prior Sale | May 19, 2015 · Amount on File |
| Deed Document Number | 2022710371 |
| Deed Book / Page | 2679 / 116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE TX |
| Recording Date | Sep 8, 2026 |
| Property Address | 284 S MAIN ST, RUSK, TX 75785-1348 |
| Document Number | 0000753106 |
| Book / Page | 2961 / 631 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026753106 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 284 S MAIN ST, RUSK, TX 75785-1348 |
| Document Number | 0000753106, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 2961/631 |
| Instrument | 2026753106 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE TX |
| Property Address | 284 S MAIN ST, RUSK, TX 75785-1348 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002489/644 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 2489/644 |
| Instrument | 00680558 |
| Name | AUSTIN BANK |
|---|---|
| Type | Bank |
| Address | WHITEHOUSE, TX 75791 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CHEROKEE TX |
| Recording Date | Jun 17, 2025 |
| Property Address | 284 S MAIN ST, RUSK, TX 75785-1348 |
| Document Number | 002883/808 |
| Book / Page | 2883 / 808 |
| Instrument Date | Jun 16, 2025 |
| Instrument | 741925 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2231, GRAPEVINE, TX 76099-2231 |
| Document Number | 0000741926 |
|---|---|
| Date | Jun 17, 2025 |
| Instrument | 741926 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CHEROKEE TX |
| Recording Date | Feb 23, 2022 |
| Property Address | 284 S MAIN ST, RUSK, TX 75785-1348 |
| Document Number | 002679/116 |
| Book / Page | 2679 / 116 |
| Map Reference | VOL 2272 PG 218 |
| Instrument Date | Feb 21, 2022 |
| Instrument | 710371 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 247 S BARRON ST, 247, RUSK, TX 75785-1225 |
| Name | Verified Name |
|---|---|
| Address | 2901 LOY LAKE RD APT 9101, 9101, DENISON, TX 75020-0077 |
| Document Number | 0000710372 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 710372 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE TX |
| Property Address | 284 S MAIN ST, RUSK, TX 75785-1348 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2489/644 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 2489/644 |
| Instrument | 00680558 |
| Name | AUSTIN BANK |
|---|---|
| Type | Bank |
| Address | WHITEHOUSE, TX 75791 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 284 S Main St was $6,809, up 557.9% from the year before.
Source: Cherokee County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cherokee County |
| Municipality | Rusk City |
| Unified School District | Rusk Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,809.00 (+557.87%) | $387,320 (+66.16%) Land $15,240 Building $372,080 | $387,320 (+66.16%) Land $15,240 Building $372,080 |
| 2025 | $1,035.00 Homeowner's exemption Senior Citizen's exemption | $233,100 Land $15,240 Building $217,860 | $233,100 Land $15,240 Building $217,860 |
| 2023 | $259,650 Land $9,110 Building $250,540 | $259,650 Land $9,110 Building $250,540 | |
| 2022 | $2,895.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 284 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RUSK serves 5,602 people · EPA ID TX0370003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Eastex Telephone Cooperative Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures