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284 S Main St, Amherst, VA 24521 Property Records

Amherst County property record for 284 S Main St, Amherst, VA 24521 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1925
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (Oct 2022)
Tax Bill$1,176 (2026)
Deeds & MortgagesFeb 2007 Second Mortgage
Oct 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN96A4 A 53

Property Details

APN / Parcel Number

Primary APN96A4 A 53

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
FlooringSoftwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1979
Architectural StyleBungalow
Exterior MaterialBrick
Roof TypeHip
Roof MaterialMetal
Lot Area12,632 sqft (0.29 acres)
Garage TypeDetached
Garage Area256 sqft
Parking Spaces1 Parking Space
PorchSlab
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address284 S MAIN ST
CityAMHERST
StateVA
Zip24521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description284 SOUTH MAIN ST SEE DB 1221 -288, INST# 220003604 96A
JurisdictionAMHERST VA
Township / Civil Division2
Census Block Group2
Census Block2019
Census Tract10201

Owner

Source: Amherst County records · APN 96A4 A 53

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3201 ROSE MILL RD, ARRINGTON, VA 22922-2226
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2007Deed of Trust, Mortgage · Stand-Alone Second Mortgage
C&F MORTGAGE CORP
Oct 05, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 23, 2013Deed, Transfer
C WAYNE FERGUSON ETAL
Sep 22, 2011Warranty Deed, Transfer
Feb 21, 2007Deed, Transfer · Conventional Mortgage
C & F MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2022 · Amount on Record
Deed SaleOct 05, 2022 · Amount on Record
Prior SaleAug 23, 2013 · Amount on Record
Deed Document Number20223604
Prior Transfer DateOct 03, 2022
Prior Transfer Doc0000003604
Record UpdatedSep 20, 2026

February 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMHERST VA
Property Address284 S MAIN ST, AMHERST, VA 24521
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001070/805
DateFeb 21, 2007
Book Page1070/805
Instrument000065540007
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2022

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAMHERST VA
Recording DateOct 05, 2022
Property Address284 S MAIN ST, AMHERST, VA 24521
Document Number0220003604
Instrument DateOct 03, 2022
Instrument220003604
Transaction TypeTransfer
Record UpdatedMay 26, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 S MAIN ST, AMHERST, VA 24521

August 2013: Deed, Transfer

Document TypeDeed
JurisdictionAMHERST VA
Recording DateAug 23, 2013
Property Address284 S MAIN ST, AMHERST, VA 24521
Document Number001240/944
Book / Page1240 / 944
Map ReferenceCAB3 SL3-21
Instrument DateAug 20, 2013
Instrument000488160002
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$183.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
InvestorPossibly a Property Investor

Mortgage

Document Number000488170004
DateAug 23, 2013
Instrument000488170004
Lender
NameC WAYNE FERGUSON ETAL
TypePrivate Party
Agreement
AmountAmount Recorded
Term121 Months
DueSep 01, 2023
Interest
Rate4%

September 2011: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAMHERST VA
Recording DateSep 22, 2011
Property Address284 S MAIN ST, AMHERST, VA 24521
Document Number001194/582
Book / Page1194 / 582
Instrument DateSep 16, 2011
Instrument2836
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2007: Deed, Transfer

Document TypeDeed
JurisdictionAMHERST VA
Recording DateFeb 21, 2007
Property Address284 S MAIN ST, AMHERST, VA 24521
Document Number001070/787
Book / Page1070 / 787
Map ReferenceDD582 PG708
Instrument DateFeb 08, 2007
Instrument000065520002
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

Tax$170.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number001070/789
DateFeb 21, 2007
Book Page1070/789
Instrument000065530016
Lender
NameC & F MORTGAGE CORP
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2037
Interest
Rate6.37%

Tax Assessment & Valuation

Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAmherst County
MunicipalityAmherst Town
Unified School DistrictAmherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,176.00 (+10.32%)$174,800 (-) Land $45,000 Building $129,800$210,100 (+20.19%) Land $54,000 Building $156,100
2025$1,066.00
2024$174,800 (-) Land $45,000 Building $129,800$174,800 (-) Land $45,000 Building $129,800
2023$1,066.00$174,800 Land $45,000 Building $129,800$174,800 Land $45,000 Building $129,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Amherst County (51009C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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