Cape Girardeau County property record for 284 Ridge Rd, Oak Ridge, MO 63769
| Details | 3,584 sqft · built 2023 |
|---|---|
| Lot Size | 2.48 acres (108,029 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,750 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057163200001050000 |
| Primary APN | 057163200001050000 |
|---|
| Total Rooms | 10 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,584 sqft Total Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 108,029 sqft (2.48 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 284 RIDGE RD |
|---|---|
| City | OAK RIDGE |
| State | MO |
| Zip | 63769-5461 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Description | PT W1/2 NE |
| Legal Range | 12E |
| Legal Township | 33S |
| Legal Section | 32 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | APPLE CREEK |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 880100 |
Source: Cape Girardeau County records · APN 057163200001050000
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 284 RIDGE RD, OAK RIDGE, MO 63769-5461 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK |
| Jun 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 284 RIDGE RD, OAK RIDGE, MO 63769-5461 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202111203 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-11203 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 10, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 284 RIDGE RD, OAK RIDGE, MO 63769-5461 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202206327 |
|---|---|
| Date | Jun 08, 2022 |
| Instrument | 2022-06327 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Cape Girardeau County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Oak Ridge R-VI School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,980 (-) Land $2,830 Building $71,150 | $389,370 (-) Land $14,880 Building $374,490 | |
| 2025 | $3,750.00 (+74,9%) | $73,980 (+73,88%) Land $2,830 Building $71,150 | $389,370 (+48,571.25%) Land $14,880 Building $374,490 |
| 2023 | $5.00 | $100 Land $100 | $800 Land $800 |
Source: FEMA National Flood Hazard Layer as of January 19, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | May 1986 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 44 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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