Orange County property record for 284 Regal Downs Cir, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,696 sqft · built 2000 |
| Lot Size | 0.158 acres (6,872 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (May 2018) |
| Tax Bill | $4,999 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-22-27-6800-00-640 |
| Primary APN | 23-22-27-6800-00-640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 1,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,872 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 284 REGAL DOWNS CIR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | REGAL POINTE PHASE 1 43/129 LOT 64 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | REGAL POINTE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 6800 |
| Legal Lot Number | 64 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 17402 |
284 Regal Downs Cir is owned and occupied by two individuals who bought it in May 2018.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 284 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| May 30, 2018 | Warranty Deed, Transfer LEADING EDGE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on File |
| Deed Sale | May 30, 2018 · Amount on File |
| Prior Sale | Apr 8, 2016 · Amount on File |
| Deed Document Number | 2018318150 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 284 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 284 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4016 |
| Document Number | 20210330710 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 20210330710 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 27, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 30, 2018 |
| Property Address | 284 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4016 |
| Document Number | 0000318150 |
| Instrument Date | May 25, 2018 |
| Instrument | 318150 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | LEADING EDGE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,610.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 284 REGAL DOWNS CIR WINTER GARDEN FL 347874016, WINTER GARDEN, FL 34787-4016 |
The 2025 property tax bill for 284 Regal Downs Cir was $4,999, up 5.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,300 (-0.6%) Land $100,000 Building $245,300 | $345,300 (-1.18%) Land $100,000 Building $245,300 | |
| 2025 | $4,999.00 (+5.26%) Homeowner's exemption | $347,396 | $349,430 Land $100,000 Building $249,430 |
| 2024 | $4,749.00 (+5.7%) | ||
| 2023 | $4,493.00 (+13.29%) | $319,969 (+18.44%) Land $100,000 Building $219,969 | $319,969 (+18.44%) Land $100,000 Building $219,969 |
| 2022 | $3,966.00 | $270,142 Land $85,000 Building $185,142 | $270,142 Land $85,000 Building $185,142 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 284 Regal Downs Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 Regal Downs Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: CenturyLink, Verizon.
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