284 Rd 939, Mentone, AL 35984 Property Records

DeKalb County property record for 284 Rd 939, Mentone, AL 35984

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,590 sqft · built 1995
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Sep 2021)
Tax Bill	$816 (2026)
Deeds & Mortgages	Aug 2025 Second Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-10-0-000-009.020`

Property Details

APN / Parcel Number

Primary APN	`13-02-10-0-000-009.020`
Alternative APNs	`160193` `49361`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,590 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	160193
Street Address	284 ROAD 939
City	MENTONE
State	AL
Zip	35984-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONT 1.08AC S10 T6S R10EBIG WOODS SUBPT OF LOT 10 DESC AS; BEG NE COROF SAID LOT 10 TH: S 300' W 300'N 100' E 199.48' N
Legal Range	10E
Legal Township	06S
Legal Section	10
Legal Subdivision	BIG WOODS SUB
Legal Lot Number	10
Jurisdiction	DEKALB AL
Township / Civil Division	VALLEY HEAD-MENTONE
Census Block Group	3
Census Block	3037
Census Tract	961400

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 ROAD 939, MENTONE, AL 35984-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit FNB BANK
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Deed Book / Page	3001 / 6361
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	284 ROAD 939, MENTONE, AL 35984-2225
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5005/13967
Date	Aug 12, 2025
Book Page	5005/13967

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	284 ROAD 939, MENTONE, AL 35984-2225
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 ROAD 939, MENTONE, AL 35984-2225

Mortgage

Document Number	02233/7854
Date	Jun 24, 2019
Book Page	2233/7854

Lender

Name	FNB BANK
Type	Bank
Address	HENAGAR, AL 35978

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Sep 28, 2021
Property Address	284 ROAD 939, MENTONE, AL 35984-2225
Document Number	03001/6361
Book / Page	3001 / 6361
Map Reference	MB 6 PG 99
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 ROAD 939, MENTONE, AL 35984-2225

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	284 ROAD 939, MENTONE, AL 35984-2225

Mortgage

Document Number	0500119213
Date	Sep 28, 2021
Instrument	5001/19213

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$816.00 (+57.83%) Homeowner's exemption
2025	$517.00 (+25.18%) Homeowner's exemption	$16,120 (+22.12%) Land $560 Building $15,560	$201,940 (+53.05%) Land $7,040 Building $194,900
2023	$413.00 Homeowner's exemption	$13,200 (-)	$131,940 (-) Land $7,040 Building $124,900
2022	$413.00 Homeowner's exemption	$13,200 Land $700 Building $12,500	$131,940 Land $7,040 Building $124,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · Severe Thunderstorms
Claims by Event	Severe Thunderstorms, Apr 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Farmers Telecommunications Cooperative.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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