284 Pine St, Grand Junction, CO 81503 Property Records

Mesa County property record for 284 Pine St, Grand Junction, CO 81503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1955
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Dec 2023)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2945-252-03-003`

Property Details

APN / Parcel Number

Primary APN	`2945-252-03-003`
Alternative APN	`R070925`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	408 sqft
Carport	Carport
Carport Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R070925
Street Address	284 PINE ST
City	GRAND JUNCTION
State	CO
Zip	81503-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SCHMIDT SUB SEC 25 1S 1W
Legal Range	001
Legal Township	01S
Legal Section	25
Legal Subdivision	SCHMIDT SUB
Legal Block	3
Legal Lot Number	3
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2006
Census Tract	1304

Owner

Source: Mesa County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	284 PINE ST, GRAND JUNCTION, CO 81503-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Special Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Sep 12, 2019	Special Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	20233082119
Prior Transfer Date	Sep 28, 2001
Prior Transfer Doc	0029380526
Record Updated	Sep 20, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 22, 2023
Property Address	284 PINE ST, GRAND JUNCTION, CO 81503-2043
Document Number	0003082119
Instrument Date	Dec 20, 2023
Instrument	3082119
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 PINE ST, GRAND JUNCTION, CO 81503-2043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 PINE ST, GRAND JUNCTION, CO 81503-2043

Mortgage

Document Number	0003082120
Date	Dec 22, 2023
Instrument	3082120

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0003082121
Date	Dec 22, 2023
Instrument	3082121

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	284 PINE ST, GRAND JUNCTION, CO 81503-2043
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 PINE ST, GRAND JUNCTION, CO 81503-2043

Mortgage

Document Number	0003005388
Date	Oct 26, 2021
Instrument	3005388

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Sep 12, 2019
Property Address	284 PINE ST, GRAND JUNCTION, CO 81503-2043
Document Number	0002894824
Instrument Date	Sep 12, 2019
Instrument	2894824
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$14.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 PINE ST, GRAND JUNCTION, CO 81503-2043

Mortgage

Document Number	0002894825
Date	Sep 12, 2019
Instrument	2894825

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Mortgage

Document Number	0002894826
Date	Sep 12, 2019
Instrument	2894826

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00 (+22.15%)	$15,390 (+22.63%) Land $4,060 Building $11,330	$246,250 (+31.54%) Land $65,000 Building $181,250
2024	$1,052.00 (+0.48%)	$12,550 (-) Land $3,110 Building $9,440
2023	$1,047.00 (-0.95%)	$12,550 (-0.08%) Land $3,110 Building $9,440	$187,210 (+3.55%) Land $46,380 Building $140,830
2022	$1,057.00	$12,560 Land $2,430 Building $10,130
2021			$180,790 Land $35,000 Building $145,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND JUNCTION serves 26,000 people · EPA ID CO0139321
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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