284 Pheland St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 284 Pheland St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1948
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on File
Last Sale	$86,800 (Oct 2001)
Tax Bill	$4,242 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09670 P:0059`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09670 P:0059`
Alternative APN	`96700059`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	720 sqft
Game Room	Game Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,299 sqft (0.145 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	96700059
Street Address	284 PHELAND ST
City	SPRINGFIELD
State	MA
Zip	01109-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	BRECKWOOD
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2009
Census Tract	801501

Owner

284 Pheland St is owned and occupied by an individual who bought it in October 2001.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	284 PHELAND ST, SPRINGFIELD, MA 01109-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOLYOKE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2001 · Amount on File
Deed Sale	Oct 31, 2001 · Amount on File
Deed Book / Page	11946 / 387
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	284 PHELAND ST, SPRINGFIELD, MA 01109-1320
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24175-481
Date	Oct 12, 2021
Book Page	24175/481
Instrument	71901

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	284 PHELAND ST, SPRINGFIELD, MA 01109-1320
Document Number	22873-496
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 PHELAND ST SPRINGFIELD MA 011091320, SPRINGFIELD, MA 01109-1320

Mortgage

Document Number	22873-496
Date	Sep 27, 2019
Book Page	022873/000496
Instrument	55812

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 26, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 284 Pheland St was $4,242, up 8.7% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,242.00 (+8.66%)	$274,400 (+10.2%) Land $44,600 Building $229,800	$273,860 (+14.44%)
2025	$3,904.00	$249,000 Land $40,400 Building $208,600	$239,305 (-8.93%)
2024			$262,770
2023	$3,879.00	$227,500 Land $30,600 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 284 Pheland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Pheland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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