284 Owens Rd, Cairo, GA 39827 Property Records

Grady County property record for 284 Owens Rd, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1999
Lot Size	1.3 acres (56,628 sqft)
Owner	Company Name on Record
Last Sale	$138,000 (Sep 2022)
Tax Bill	$188 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00490-040-011`

Property Details

APN / Parcel Number

Primary APN	`00490-040-011`
Alternative APNs	`PB-154` `3453`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Gross Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Roof Material	Fiberglass
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	128 sqft
Gazebo	64 sqft
Storage Building	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3453
Street Address	284 OWENS RD
City	CAIRO
State	GA
Zip	39827-4644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAVALIER HMS EXPRESS ALCA0299864S47239AB
Legal Subdivision	AC: 5700.00
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1000
Census Tract	950300

Owner

Source: Grady County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	303 JORDAN RD, CAIRO, GA 39827-4611
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit FIRST PORT CITY BANK
Sep 20, 2022	Warranty Deed, Transfer
Jun 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	2022785
Deed Book / Page	916 / 217
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Recording Date	Jul 17, 2026
Property Address	284 OWENS RD, CAIRO, GA 39827-4644
Document Number	0981000235
Book / Page	981 / 235
Instrument Date	Jul 16, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 OWENS RD, CAIRO, GA 39827-4644
Investor	Possibly a Property Investor

Mortgage

Document Number	0981000235,
Date	Jul 17, 2026
Book Page	981/235

Lender

Name	FIRST PORT CITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 1, 2029

Interest

Rate	6.47%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Sep 20, 2022
Property Address	284 OWENS RD, CAIRO, GA 39827-4644
Document Number	000916/217
Book / Page	916 / 217
Instrument Date	Sep 20, 2022
Instrument	2022-000785
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 JORDAN RD, CAIRO, GA 39827-4611

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Jun 23, 2020
Property Address	284 OWENS RD, CAIRO, GA 39827-4644
Document Number	000868/309
Book / Page	868 / 309
Instrument Date	Jun 23, 2020
Instrument	2020-000453
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 OWENS RD, CAIRO, GA 39827-4644

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$188.00	$7,699 (-43.23%) Land $4,010 Building $3,689	$19,247 (-43.23%) Land $10,024 Building $9,223
2023		$13,562 (-9.78%) Building $13,562	$33,905 (-9.78%) Building $33,905
2022	$401.00 Homeowner's exemption	$15,032 Land $2,964 Building $12,068	$37,581 Land $7,410 Building $30,171

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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