284 Onyx Lake Dr, Kyle, TX 78640 Property Records

Hays County property record for 284 Onyx Lake Dr, Kyle, TX 78640

Property Summary

Property Type	Single Family Home
Details	1,265 sqft · built 2008
Lot Size	0.125 acres (5,425 sqft)
Owner	Individual Name on File
Last Sale	$210,200 (Jun 2017)
Tax Bill	$5,561 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117969000I004002`

Property Details

APN / Parcel Number

Primary APN	`117969000I004002`
Alternative APN	`R112824`

Interior

Stories	1 Story
Building Area	1,265 sqft Living Area
Gross Area	1,785 sqft
1st Floor Area	1,265 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,425 sqft (0.125 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R112824
Street Address	284 ONYX LAKE DR
City	KYLE
State	TX
Zip	78640-5871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHLAKE RANCH PHASE THREE, BLOCK I, LOT 4
Legal Subdivision	SOUTHLAKE RANCH PHASE THREE
Legal Phase	3
Legal Block	I
Legal Lot Number	4
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2000
Census Tract	10916

Owner

284 Onyx Lake Dr is owned and occupied by an individual who bought it in June 2017.

Source: Hays County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	284 ONYX LAKE DR, KYLE, TX 78640-5871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 20, 2017	Warranty Deed, Transfer ENCOMPASS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2017 · Amount on File
Deed Sale	Jun 20, 2017 · Amount on File
Prior Sale	Jun 30, 2008 · Amount on File
Deed Document Number	201720915
Prior Transfer Date	Jun 16, 2017
Prior Transfer Doc	0000020915
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	284 ONYX LAKE DR, KYLE, TX 78640-5871
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 ONYX LAKE DR, KYLE, TX 78640-5871

Mortgage

Document Number	0000037604
Date	Aug 2, 2022
Instrument	22037604

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYS TX
Recording Date	Jun 20, 2017
Property Address	284 ONYX LAKE DR, KYLE, TX 78640-5871
Document Number	0000020915
Instrument Date	Jun 16, 2017
Instrument	20915
Transaction Type	Transfer
Record Updated	Aug 14, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 ONYX LAKE DR KYLE TX 786405871, KYLE, TX 78640-5871

Mortgage

Document Number	20916
Date	Jun 20, 2017
Instrument	20916

Lender

Name	ENCOMPASS LNDG
Address	KATY, TX 77494

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 284 Onyx Lake Dr was $5,561, down 16.1% from the year before.

Source: Hays County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	Kyle City
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,561.00 (-16.1%)	$227,310 Land $63,720 Building $163,590	$227,310 Land $63,720 Building $163,590
2024	$6,628.00
2023		$275,170 Land $70,800 Building $204,370	$275,170 Land $70,800 Building $204,370
2022	$6,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 284 Onyx Lake Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Onyx Lake Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KYLE serves 52,000 people · EPA ID TX1050002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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