284 N Washington St, Delaware, OH 43015 Property Records

Delaware County property record for 284 N Washington St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,392 sqft · built 1885
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Jul 2018)
Tax Bill	$6,620 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`519-432-02-007-000`

Property Details

APN / Parcel Number

Primary APN	`519-432-02-007-000`
Alternative APN	`142126.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
Gross Area	3,524 sqft
1st Floor Area	1,277 sqft
Upper Floors Area	1,115 sqft
Basement Area	1,132 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	200 ft deep x 66 ft wide
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	654 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	284 N WASHINGTON ST
City	DELAWARE
State	OH
Zip	43015-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1379
Legal Subdivision	HILL
Legal Lot Number	1379
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1023
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Historic Northwest District listed 1996 · 510 contributing resources · NRIS 96000225

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Delaware County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	284 N WASHINGTON ST, DELAWARE, OH 43015-1649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit FIDELITY FSLA
May 25, 2017	Deed of Trust, Mortgage FIDELITY FSLA
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage EQUITABLE MORTGAGE
May 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Aug 8, 1995 · Amount on Record
Deed Document Number	201818120
Deed Book / Page	1581 / 2602
Prior Transfer Date	May 12, 2017
Prior Transfer Doc	0000013314
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	284 N WASHINGTON ST, DELAWARE, OH 43015-1649
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE CONNECT AGENCY, TITLE CONNECT AGECY I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008614
Date	Feb 23, 2021
Book Page	1829/1276
Instrument	202100008614

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	284 N WASHINGTON ST, DELAWARE, OH 43015-1649
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026589
Date	Nov 3, 2025
Instrument	202500026589

Lender

Name	FIDELITY FSLA
Type	Bank
Address	DELAWARE, OH 43015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	284 N WASHINGTON ST, DELAWARE, OH 43015-1649
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014528
Date	May 25, 2017
Book Page	1504/1247
Instrument	201700014528

Lender

Name	FIDELITY FSLA
Type	Lending Institution
Address	DELAWARE, OH 43015

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	284 N WASHINGTON ST, DELAWARE, OH 43015-1649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026467
Date	Sep 25, 2019
Book Page	1666/0989
Instrument	201900026467

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 11, 2018
Property Address	284 N WASHINGTON ST, DELAWARE, OH 43015-1649
Document Number	0000018120
Book / Page	1581 / 2602
Map Reference	PB2 PG177
Instrument Date	Jul 10, 2018
Instrument	2018-00018120
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$849.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018121
Date	Jul 11, 2018
Instrument	2018-00018121

Lender

Name	EQUITABLE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	May 12, 2017
Property Address	284 N WASHINGTON ST, DELAWARE, OH 43015-1649
Document Number	0000013314
Instrument Date	May 12, 2017
Instrument	13314
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 N WASHINGTON ST DELAWARE OH 430151649, DELAWARE, OH 43015-1649

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,620.00 (+5.36%)	$132,970 (-) Land $25,870 Building $107,100	$379,900 (-) Land $73,900 Building $306,000
2024	$6,283.00 (-0.19%) Homeowner's exemption	$132,970 (-) Land $25,870 Building $107,100
2023	$6,295.00 Homeowner's exemption	$132,970 Land $25,870 Building $107,100	$379,900 Land $73,900 Building $306,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cogeco Cable Holdings II Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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