284 Monarch Rd, Saint Charles, VA 24282 Property Records

Lee County property record for 284 Monarch Rd, Saint Charles, VA 24282

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$11,300 (Jan 2026)
Tax Bill$128 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12A-(8)-44

Property Details

APN / Parcel Number

Primary APN12A-(8)-44
Alternative APN
  • 9322

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story

Exterior

Lot Area10,890 sqft (0.25 acres)

Location & Zoning

Account Number9322
Street Address284 MONARCH RD
CitySAINT CHARLES
StateVA
Zip24282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT NEAR ST CHARLES
JurisdictionLEE VA
Township / Civil Division5
Census Block Group2
Census Block2018
Census Tract950100

Owner

284 Monarch Rd is owned by an individual who bought it in January 2026.

Source: Lee County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 134, SAINT CHARLES, VA 24282-0134
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2026 · Amount on File
Deed SaleJan 13, 2026 · Amount on File
Prior SaleMay 6, 2025 · Amount on File
Deed Document Number202641
Deed Book / Page2026 / 41
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionLEE VA
Recording DateJan 13, 2026
Property Address284 MONARCH RD, SAINT CHARLES, VA 24282
Document Number0260000041
Instrument DateJan 8, 2026
Instrument260000041
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyCOMMONWEALTH TITLE SERVICES

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$11.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 134, SAINT CHARLES, VA 24282-0134

Mortgage

Document Number0260000042
DateJan 13, 2026
Instrument260000042
Lender
NameSEBASTIAN COTHRAN
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term35 Months
DueDec 15, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 284 Monarch Rd was $128, down 56.9% from the year before.

Source: Lee County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLee County
Unified School DistrictLee County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$128.00 (-56.9%)$18,600 (-56.84%) Land $4,500 Building $14,100$18,600 (-56.84%) Land $4,500 Building $14,100
2025$297.00$43,100 Land $4,500 Building $38,600$43,100 Land $4,500 Building $38,600
2023$109.00$17,700 Land $3,900 Building $13,800$17,700 Land $3,900 Building $13,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 284 Monarch Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1994–2026)
Claims Outside the SFHA2 of 6
Most Recent ClaimJun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Monarch Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 95% of Virginia
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000

May also be available: AT&T, MountaiNet Telephone Company.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Monarch Rd

Nearby Streets

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