284 Maple St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 284 Maple St, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,272 sqft · built 1954
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2026)
Tax Bill	$2,401 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1204750`

Property Details

APN / Parcel Number

Primary APN	`1204750`
Alternative APN	`18852`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Heated Area
Basement Area	385 sqft
Unfinished Basement	385 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	230 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	284 MAPLE ST
City	RUTHERFORDTON
State	NC
Zip	28139-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMST
Legal Description	GPIN:1610196036410000; RES 284 MAPLE STREET
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	3
Census Block	3032
Census Tract	960502

Owner

Source: Rutherford County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	284 MAPLE ST, RUTHERFORDTON, NC 28139-2813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 26, 2018	Warranty Deed, Transfer · Conventional Mortgage ADVANTAGE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Book / Page	2099 / 1890
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 30, 2026
Property Address	284 MAPLE ST, RUTHERFORDTON, NC 28139-2813
Document Number	0020991890
Book / Page	2099 / 1890
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3646 W STAGE COACH TRL, SHELBY, NC 28150-9598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 MAPLE ST, RUTHERFORDTON, NC 28139-2813

Mortgage

Document Number	0020991894
Date	Jan 30, 2026
Instrument	2099/1894

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 26, 2018
Property Address	284 MAPLE ST, RUTHERFORDTON, NC 28139-2813
Document Number	0020090686
Book / Page	002009 / 000686
Instrument Date	Jun 26, 2018
Instrument	12000
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 N MAGNOLIA ST FOREST CITY NC 280433218, FOREST CITY, NC 28043-3218

Mortgage

Document Number	20090688
Date	Jun 26, 2018
Book Page	002009/000688
Instrument	12001

Lender

Name	ADVANTAGE LENDING
Address	RALEIGH, NC 27615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,401.00 (+48.03%)	$244,400 (-) Land $20,000 Building $224,400	$244,400 (-) Land $20,000 Building $224,400
2023		$244,400 Land $20,000 Building $224,400	$244,400 Land $20,000 Building $224,400
2022	$1,622.00
2021	$1,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500

May also be available: Spectrum, Verizon.

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