284 Main St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 284 Main St, Keene, NH 03431

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,216 sqft · built 1890
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$295,000 (Aug 2022)
Tax Bill	$8,964 (2025)
Deeds & Mortgages	May 2024 Refinance Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:590 L:111`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:590 L:111`
Alternative APN	`590111000000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,216 sqft Living Area
Gross Area	6,469 sqft
1st Floor Area	1,832 sqft
Attic	Attic
Attic Area	1,384 sqft
Basement Area	1,804 sqft
Unfinished Basement	1,804 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	590111000000000
Street Address	284 MAIN ST
City	KEENE
State	NH
Zip	03431-4145
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RP
Legal Lot Number	111
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1010
Census Tract	971403

Owner

284 Main St, a duplex, is owned by a company that bought it in August 2022.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	Company Name on File
Mailing Address	20 PROUTY RD, BURLINGTON, MA 01803-1345
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Aug 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Mar 12, 2020 · Amount on File
Deed Document Number	2022499
Deed Book / Page	3222 / 1053
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	284 MAIN ST, KEENE, NH 03431-4145
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03276-1044
Date	May 15, 2024
Book Page	3276/1044
Instrument	2403047

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2034

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Aug 12, 2022
Property Address	284 MAIN ST, KEENE, NH 03431-4145
Document Number	03222-1053
Book / Page	3222 / 1053
Instrument Date	Aug 12, 2022
Instrument	2207499
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PROUTY RD, BURLINGTON, MA 01803-1345

Mortgage

Document Number	0002207500
Date	Aug 12, 2022
Instrument	2207500

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 284 Main St was $8,964, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,964.00 (+3.93%)	$260,800 (-) Land $41,100 Building $219,700
2024	$8,625.00 (+3.7%)	$260,800 (-) Land $41,100 Building $219,700
2023	$8,317.00 (+2.77%)	$260,800 (-) Land $41,100 Building $219,700
2022	$8,093.00	$260,800 Land $41,100 Building $219,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 284 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	3 (2005–2021)
Most Recent Claim	Jul 2021 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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