284 Main St, Hobart, NY 13788 Property Records

Delaware County and Stamford Town property record for 284 Main St, Hobart, NY 13788

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,380 sqft
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Nov 2025)
Tax Bill	$4,006 (2026)
Deeds & Mortgages	Nov 2025 Sale Jul 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`125201 87.8-1-5`

Property Details

APN / Parcel Number

Primary APN	`125201 87.8-1-5`
Alternative APNs	`52010870080001005000` `08400811005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,380 sqft Living Area
1st Floor Area	1,414 sqft
2nd Floor Area	966 sqft

Exterior

Architectural Style	Traditional
Exterior Material	Wood
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08400811005
Street Address	284 MAIN ST
City	HOBART
State	NY
Zip	13788-2352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	DELAWARE NY
Township / Civil Division	STAMFORD
Census Block Group	1
Census Block	1013
Census Tract	971000

Owner

Source: Delaware County and Stamford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 143, STAMFORD, NY 12167-0143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed, Transfer
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DELAWARE NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Dec 28, 1998 · Amount on Record
Deed Document Number	20257142
Deed Book / Page	1836 / 224
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 21, 2025
Property Address	284 MAIN ST, HOBART, NY 13788-2352
Document Number	001836/224
Book / Page	1836 / 224
Instrument Date	Nov 21, 2025
Instrument	7142
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 143, STAMFORD, NY 12167-0143

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	284 MAIN ST, HOBART, NY 13788-2352
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002396/1
Date	Jul 27, 2022
Book Page	2396/1
Instrument	5846

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Delaware County and Stamford Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Stamford Town
Municipality	Hobart Village
Unified School District	South Kortright Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,006.00 (+5.78%) Homeowner's exemption Veteran's exemption
2025	$3,787.00 (+1.45%)	$32,500 (-) Land $1,800 Building $30,700	$214,097 (+4.41%) Land $11,858 Building $202,239
2024	$3,733.00 (+153.77%) Homeowner's exemption Veteran's exemption	$32,500 (-) Land $1,800 Building $30,700	$205,047 (+6.35%) Land $11,356 Building $193,691
2023		$32,500 (-) Land $1,800 Building $30,700	$192,800 (+35.3%) Land $10,678 Building $182,122
2022		$32,500 Land $1,800 Building $30,700	$142,500 Land $7,892 Building $134,608
2021	$1,471.00 (-54.75%)
2020	$3,251.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOBART VILLAGE serves 700 people · EPA ID NY1200267
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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