284 Madison Ave, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 284 Madison Ave, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	1,116 sqft · built 1954
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$698,000 (Jul 2026)
Tax Bill	$12,568 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00134-0000-00097`

Property Details

APN / Parcel Number

Primary APN	`08-00134-0000-00097`
Alternative APNs	`080013400097` `181900`

Interior

Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	181900
Street Address	284 MADISON AVE
City	CRESSKILL
State	NJ
Zip	07626-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	70X150 4.1L 98-100
Legal Block	134
Legal Lot Number	97
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	2
Census Block	2001
Census Tract	8002

Owner

Source: Bergen County and Cresskill Borough records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 MADISON AVE, CRESSKILL, NJ 07626-1338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage MCCAFFREY J P & C A L/TR (RT)
Mar 27, 2020	Grant Deed, Transfer MCCAFFREY J P & C A L/TR (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Mar 27, 2020 · Amount on Record
Deed Document Number	202645263
Deed Book / Page	5839 / 146
Prior Transfer Date	Jul 17, 1998
Prior Transfer Doc	0000118840
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 6, 2026
Property Address	284 MADISON AVE, CRESSKILL, NJ 07626-1338
Document Number	0000045263
Book / Page	5839 / 146
Instrument Date	Jun 25, 2026
Instrument	202645263
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	LAND SAFE TITLE, SAFE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,498.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 MADISON AVE, CRESSKILL, NJ 07626-1338

Mortgage

Document Number	0000045264,
Date	Jul 6, 2026
Instrument	202645264

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	284 MADISON AVE, CRESSKILL, NJ 07626-1338
Document Number	0032690487
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 GRANT AVE CRESSKILL NJ 076261420, CRESSKILL, NJ 07626-1420

Mortgage

Document Number	0032690487
Date	Jun 17, 2019
Book Page	003269/000487
Instrument	38023

Lender

Name	MCCAFFREY J P & C A L/TR (RT)
Address	48 RED CEDAR CT, DANVILLE, CA 94506-4550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 27, 2020
Property Address	284 MADISON AVE, CRESSKILL, NJ 07626-1338
Document Number	0035551168
Book / Page	003555 / 001168
Instrument Date	Jun 13, 2019
Instrument	20034038
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 MADISON AVE CRESSKILL NJ 076261338, CRESSKILL, NJ 07626-1338

Mortgage

Document Number	32690487
Date	Mar 27, 2020
Book Page	003269/000487
Instrument	38023

Lender

Name	MCCAFFREY J P & C A L/TR (RT)
Address	48 RED CEDAR CT, DANVILLE, CA 94506-4550

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,800 (+21.47%) Land $489,000 Building $183,800	$672,800 (+21.47%) Land $489,000 Building $183,800
2025	$12,568.00 (+7.91%) Widower's exemption	$553,900 (+13.99%) Land $410,000 Building $143,900	$553,900 (+13.99%) Land $410,000 Building $143,900
2024	$11,647.00 (+8.67%)
2023		$485,900 Land $349,500 Building $136,400	$485,900 Land $349,500 Building $136,400
2022	$10,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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