284 Lofton Cir, Delaware, OH 43015 Property Records

Delaware County property record for 284 Lofton Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,430 sqft · built 2002
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Aug 2023)
Tax Bill	$5,176 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-441-15-022-000`

Property Details

APN / Parcel Number

Primary APN	`519-441-15-022-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,430 sqft Living Area
Gross Area	2,806 sqft
1st Floor Area	990 sqft
Upper Floors Area	440 sqft
Basement Area	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	10,324 sqft (0.237 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	336 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	284 LOFTON CIR
City	DELAWARE
State	OH
Zip	43015-9158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8063 KENSINGTON PLACE SEC5
Legal Subdivision	KENSINGTON PLACE SEC5
Legal Lot Number	8063
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3019
Census Tract	10200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5665 N HAMILTON RD, COLUMBUS, OH 43230-8326
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage PATHWAYS FINANCIAL CU INC
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Jun 7, 2013 · Amount on Record
Deed Document Number	202317454
Deed Book / Page	2048 / 1387
Prior Transfer Date	Mar 27, 2004
Prior Transfer Doc	0000015370
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 16, 2023
Property Address	284 LOFTON CIR, DELAWARE, OH 43015-9158
Document Number	0000017454
Book / Page	2048 / 1387
Map Reference	CAB 2 SL 685
Instrument Date	Jul 31, 2023
Instrument	202300017454
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIRST OHIO TITLE INSURANCE, FIRST OHIO TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5665 N HAMILTON RD, COLUMBUS, OH 43230-8326

Mortgage

Document Number	0000017455
Date	Aug 16, 2023
Instrument	202300017455

Lender

Name	PATHWAYS FINANCIAL CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8%
Index	1-Year CMT
Margin	2
Max Rate	11%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	284 LOFTON CIR, DELAWARE, OH 43015-9158
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039516
Date	Oct 7, 2020
Book Page	1777/2805
Instrument	202000039516

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,176.00 (+5.35%)	$104,060 (-) Land $19,780 Building $84,280	$297,300 (-) Land $56,500 Building $240,800
2024	$4,913.00 (-0.18%) Homeowner's exemption	$104,060 (-) Land $19,780 Building $84,280
2023	$4,922.00 (+21.56%) Homeowner's exemption	$104,060 (+40.03%) Land $19,780 Building $84,280	$297,300 (+40.04%) Land $56,500 Building $240,800
2022	$4,049.00 Homeowner's exemption	$74,310 Land $14,700 Building $59,610
2020			$212,300 Land $42,000 Building $170,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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