Habersham County property record for 284 Harmony Ln, Demorest, GA 30535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,240 sqft · built 1993 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,382 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022 069 |
| Primary APN | 022 069 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,240 sqft Heated Area |
| Gross Area | 5,388 sqft |
| 1st Floor Area | 2,240 sqft |
| Basement Area | 1,540 sqft |
| Finished Basement | 560 sqft |
| Unfinished Basement | 1,540 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 111,078 sqft (2.55 acres) |
| Lot Width | 280 ft Width |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 834 sqft |
| Deck Area | 186 sqft |
| Patio Area | 214 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 375683 |
|---|---|
| Street Address | 284 HARMONY LN |
| City | DEMOREST |
| State | GA |
| Zip | 30535-2920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 2-180 311-433 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 201 |
284 Harmony Ln is owned and occupied by two individuals.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 284 HARMONY LN, DEMOREST, GA 30535-2920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Dec 10, 2019 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 284 HARMONY LN, DEMOREST, GA 30535-2920 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 284 HARMONY LN, DEMOREST, GA 30535-2920 |
| Document Number | 0000001244/0000000705 |
|---|---|
| Date | Dec 24, 2020 |
| Book Page | 0000001244/0000000705 |
| Name | REGIONS BANK |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 284 HARMONY LN, DEMOREST, GA 30535-2920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 284 HARMONY LN, DEMOREST, GA 30535-2920 |
| Document Number | 0000001207/0000001124 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 0000001207/0000001124 |
| Name | REGIONS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2026 property tax bill for 284 Harmony Ln was $3,382 with a homeowner's exemption.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,382.00 Homeowner's exemption | $152,319 Land $28,256 Building $124,063 | $380,798 Land $70,641 Building $310,157 |
| 2023 | Homeowner's exemption | $116,196 (+14.35%) Land $14,116 Building $102,080 | $290,490 (+14.35%) Land $35,290 Building $255,200 |
| 2022 | Homeowner's exemption | $101,616 Land $14,116 Building $87,500 | $254,040 Land $35,290 Building $218,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 284 Harmony Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 Harmony Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
May also be available: Windstream.
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