Jackson County property record for 284 Hammock Dr, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,352 sqft · built 1945 |
| Lot Size | 30 acres (1,306,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 7548-85-5277 |
| Primary APN | 7548-85-5277 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,352 sqft Heated Area |
| 1st Floor Area | 1,416 sqft |
| Upper Floors Area | 936 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,306,800 sqft (30 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 776 sqft |
| Deck Area | 972 sqft |
| Patio Area | 972 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 284 HAMMOCK DR |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-6967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF BO COVE RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 950600 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2466, CULLOWHEE, NC 28723-2466 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 284 HAMMOCK DR, CULLOWHEE, NC 28723-6967 |
| Document Number | 0022121082 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 284 HAMMOCK DR CULLOWHEE NC 287236967, CULLOWHEE, NC 28723-6967 |
| Document Number | 0022121082 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 002212/001082 |
| Name | ENTEGRA BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 23, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $659,935 (+32.24%) Land $434,750 Building $225,185 | |
| 2025 | $2,507.00 (+32.23%) | |
| 2023 | $1,896.00 | $499,040 Land $358,250 Building $140,790 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2018–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
May also be available: Optimum.
No cell data coverage reported
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