284 Georgia Ave, Forest City, NC 28043 Property Records

Rutherford County property record for 284 Georgia Ave, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,230 sqft · built 1944
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on File
Last Sale	$157,500 (Oct 2025)
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Oct 2025 Sale Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0423112`

Property Details

APN / Parcel Number

Primary APN	`0423112`
Alternative APNs	`423112` `8231`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Heated Area
Basement Area	825 sqft
Unfinished Basement	825 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)
Garage Area	800 sqft
Porch	Slab
Porch Area	321 sqft
Patio Area	473 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	284 GEORGIA AVE
City	FOREST CITY
State	NC
Zip	28043-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	GPIN:1558090643030000; RES GEORGIA AVE
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	5
Census Block	5003
Census Tract	960800

Owner

284 Georgia Ave is owned by a company that bought it in October 2025.

Source: Rutherford County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	119 N SALISBURY ST, RALEIGH, NC 27603-1739
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Warranty Deed, Transfer
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Aug 15, 2025 · Amount on File
Deed Book / Page	2096 / 498
Prior Transfer Date	Jul 28, 2025
Prior Transfer Doc	2094001794
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 10, 2025
Property Address	284 GEORGIA AVE, FOREST CITY, NC 28043-3728
Document Number	0020960498
Book / Page	2096 / 498
Instrument Date	Oct 2, 2025
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25279, RALEIGH, NC 27611-5279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 N SALISBURY ST, RALEIGH, NC 27603-1739
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 22, 2022
Property Address	284 GEORGIA AVE, FOREST CITY, NC 28043-3728
Document Number	0020582737
Book / Page	2058 / 2737
Instrument Date	Mar 22, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 ZION RD, RUTHERFORDTON, NC 28139-8433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 GEORGIA AVE, FOREST CITY, NC 28043-3728

Mortgage

Document Number	0020582743
Date	Mar 22, 2022
Instrument	2058/2743

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

The 2025 property tax bill for 284 Georgia Ave was $1,991.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,991.00	$186,400 Land $22,000 Building $164,400	$186,400 Land $22,000 Building $164,400
2023		$186,400 Land $22,000 Building $164,400	$186,400 Land $22,000 Building $164,400
2022	$442.00
2021	$442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 284 Georgia Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Georgia Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Pangaea Internet.

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