284 Frederick St, Hagerstown, MD 21740 Property Records

Washington County property record for 284 Frederick St, Hagerstown, MD 21740

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,318 sqft · built 1894
Lot Size0.144 acres (6,280 sqft)
OwnerIndividual Name on Record
Last Sale$244,500 (Mar 2023)
Tax Bill$1,670 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Dec 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-011715

Property Details

APN / Parcel Number

Primary APN17-011715
Alternative APN
  • 011715

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,318 sqft Total Area

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,280 sqft (0.144 acres)
Lot Dimensions50 ft deep x 125 ft wide
PorchSlab
Porch Area93 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number011715
Street Address284 FREDERICK ST
CityHAGERSTOWN
StateMD
Zip21740-6100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO
Legal DescriptionLOT 19 125X50 284 FREDERICK ST
Legal SubdivisionHAGERS ADD
Legal Lot Number19
JurisdictionWASHINGTON MD
Township / Civil Division17, HAGERSTOWN
Census Block Group1
Census Block1014
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hagerstown Historic District
listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address284 FREDERICK ST, HAGERSTOWN, MD 21740-6100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Deed, Transfer · Stand-Alone First Mortgage
MARYLAND DEPT OF HOUSING & COMMUNIT
Dec 1, 2021Deed, Transfer
PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMT & TTL SERICES
Dec 5, 2017Loan Modification, Mortgage · FHA Mortgage
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2023 · Amount on Record
Deed SaleMar 9, 2023 · Amount on Record
Prior SaleDec 1, 2021 · Amount on Record
Deed Book / Page7207 / 1
Record UpdatedOct 29, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateMar 9, 2023
Property Address284 FREDERICK ST, HAGERSTOWN, MD 21740-6100
Document Number0072070001
Book / Page7207 / 1
Map ReferenceLB 80 PG 709
Instrument DateFeb 14, 2023
Transaction TypeTransfer
Record UpdatedMar 21, 2023
Title CompanyHOME FIRST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,222.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address284 FREDERICK ST, HAGERSTOWN, MD 21740-6100

Mortgage

Document Number0072070026
DateMar 9, 2023
Instrument7207-0026
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNIT
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0072070007
DateMar 9, 2023
Book Page7207/7
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateDec 1, 2021
Property Address284 FREDERICK ST, HAGERSTOWN, MD 21740-6100
Document Number0068510481
Book / Page6851 / 481
Instrument DateNov 30, 2021
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyPREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMT & TTL SERICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address20514 WILDERNESS RUN RD, BOONSBORO, MD 21713-1865

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWASHINGTON MD
Property Address284 FREDERICK ST, HAGERSTOWN, MD 21740-6100
Document Number0056630115
Book / Page005663 / 000115
Instrument DateDec 5, 2017
Transaction TypeMortgage
Record UpdatedJan 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 FREDERICK ST HAGERSTOWN MD 217406100, HAGERSTOWN, MD 21740-6100

Mortgage

Document Number0056630115
DateDec 27, 2017
Book Page005663/000115
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2047
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityHagerstown City
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,670.00 (+9.44%)$183,333 (+9.45%)$215,000 (+28.36%) Land $33,100 Building $181,900
2025$1,526.00 (+43.02%)$167,500 (+43.61%) Land $33,100 Building $134,400$167,500 (-) Land $33,100 Building $134,400
2023$1,067.00$116,633$167,500 Land $33,100 Building $134,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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