284 Flora Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 284 Flora Dr, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,780 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,900 (Dec 2020)
Tax Bill	$3,865 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-002-006`

Property Details

APN / Parcel Number

Primary APN	`041-002-006`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,780 sqft Living Area
Gross Area	4,085 sqft
1st Floor Area	1,780 sqft
Basement Area	1,780 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	284 FLORA DR
City	SPRING CREEK
State	NV
Zip	89815-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 106B SPRING CREEK CORPORATION FILE 67522
Legal Subdivision	SPRING CREEK TRACT 106B
Legal Tract	106B
Legal Block	2
Legal Lot Number	6
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1004
Census Tract	951403

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 FLORA DR, SPRING CREEK, NV 89815-5127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Jun 1, 2007 · Amount on Record
Deed Document Number	2020778714
Record Updated	Oct 29, 2026

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 18, 2020
Property Address	284 FLORA DR, SPRING CREEK, NV 89815-5127
Document Number	0000778714
Map Reference	FILE 67522
Instrument Date	Dec 18, 2020
Instrument	778714
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,716.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	284 FLORA DR, SPRING CREEK, NV 89815-5127

Mortgage

Document Number	0000778715
Date	Dec 18, 2020
Instrument	778715

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,865.00 (+2.98%)	$144,906 (-1.79%) Land $14,000 Building $130,906	$414,017 (-1.79%) Land $40,000 Building $374,017
2025	$3,753.00 (+15.69%)	$147,551 (+7.48%) Land $14,000 Building $133,551	$421,574 (+7.48%) Land $40,000 Building $381,574
2023	$3,244.00 (+2.98%)	$137,286 (+16.75%) Land $9,975 Building $127,311	$392,246 (+16.75%) Land $28,500 Building $363,746
2022	$3,150.00	$117,586 Land $9,975 Building $107,611	$335,960 Land $28,500 Building $307,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 82% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20