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284 Eckford Dr, Troy, MI 48085 Property Records

Oakland County property record for 284 Eckford Dr, Troy, MI 48085 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,672 sqft · built 1983
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$355,000 (Aug 2017)
Tax Bill$6,096 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-15-178-004

Property Details

APN / Parcel Number

Primary APN88-20-15-178-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,672 sqft Living Area
1st Floor Area1,569 sqft
Basement Area1,151 sqft
Unfinished Basement1,569 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions250 ft deep x 80 ft wide
Garage Area499 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area67 sqft
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address284 ECKFORD DR
CityTROY
StateMI
Zip48085-4746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 15 STREAMVIEW SUB LOT 73
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionSTREAMVIEW SUB
Legal Lot Number73
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4002
Census Tract197000

Owner

Source: Oakland County records · APN 88-20-15-178-004

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address284 ECKFORD DR, TROY, MI 48085-4746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2022Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Jan 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC
Aug 09, 2017Warranty Deed, Transfer · ARM
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2017 · Amount on Record
Deed SaleAug 09, 2017 · Amount on Record
Deed Document Number2017149022
Deed Book / Page50949 / 658
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address284 ECKFORD DR, TROY, MI 48085-4746
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000335304
DateMar 01, 2022
Book Page57534/857
Instrument335304
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueNov 01, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address284 ECKFORD DR, TROY, MI 48085-4746
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 ECKFORD DR, TROY, MI 48085-4746

Mortgage

Document Number0000006238
DateJan 07, 2021
Book Page55470/537
Instrument6238
Lender
NameUNITED WHOLESALE MORTGAGE LLC
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 09, 2017
Property Address284 ECKFORD DR, TROY, MI 48085-4746
Document Number0000149022
Book / Page50949 / 00658
Map ReferenceLB 166 PG 1-3
Instrument DateJul 28, 2017
Instrument149022
Transaction TypeTransfer
Record UpdatedOct 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,053.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address284 ECKFORD DR, 284, TROY, MI 48085-4746

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 THURBER DR, TROY, MI 48085-4829

Mortgage

Document Number0000149024
DateAug 09, 2017
Instrument149024
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateAug 01, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,096.00 (-3.85%)
2023$365,580
2022$6,340.00$182,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 6% of the US · above 15% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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