Okaloosa County property record for 284 Echo Cir, Fort Walton Beach, FL 32548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,034 sqft · built 1976 |
| Lot Size | 0.267 acres (11,663 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $230,000 (Feb 2007) |
| Tax Bill | $1,645 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-4637-9 |
| Primary APN | C56-000-593-4637-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,034 sqft Heated Area |
| Gross Area | 2,679 sqft |
| 1st Floor Area | 2,034 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,663 sqft (0.267 acres) |
| Lot Width | 108 ft Width |
| Garage Type | Finished |
| Garage Area | 525 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 284 ECHO CIR |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32548-6318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEDALE S/D 1ST ADD LOT 9 BLK F |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | PINEDALE S/D |
| Legal Block | F |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 21902 |
The current owner of 284 Echo Cir bought it in February 2007.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 284 ECHO CIR, FORT WALTON BEACH, FL 32548-6318 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2007 · Amount on File |
| Deed Sale | Feb 14, 2007 · Amount on File |
| Deed Document Number | 2398972 |
| Deed Book / Page | 2766 / 4148 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 284 Echo Cir was $1,645 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,645.00 Homeowner's exemption | $173,566 | $310,035 Land $92,293 Building $217,742 |
| 2023 | $1,545.00 (+3%) Homeowner's exemption | $163,761 (+3%) | $307,067 (+7.89%) Land $74,250 Building $232,817 |
| 2022 | $1,500.00 Homeowner's exemption | $158,991 | $284,604 Land $69,392 Building $215,212 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 284 Echo Cir in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 20 (2001–2026) |
| Claims Outside the SFHA | 7 of 20 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 Echo Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: LiveOak Fiber, T-Mobile.
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